Are You Owed Money Limited Avaliações 1.481

I paid Are You Owed Money to collect a debt for me. They collected the debt and despite numerous chasers and legal action they have bot paid me the funds collected. This company should not be trusted do not use them at all. I will be posting on all social media sites and raising awareness where I can! DO NOT USE THIS IS NOT A REUPTABLE DEBT COLLECTOR!!

They are scammers, I was never paid the money, they just took it and run. Now no longer replying to emails or any form of contact.

Discompany try to take money from me they send me letter he said you have to pay for companies call village production and I'm already pain to finish production full amount and we call me sit to me you have to pay to the village production £1000 pound
But I want for the school company you don't take any money from me away I'm pai for the school company money now they told me you have to be 195 pound for what for the school company

Just inhumane at this point

Avoid this company at all costs.
AYOM Debt Recovery are attempting to chase a debt that was formally disputed from the outset, as the work they claim to have invoiced for was never actually carried out. This was raised at the time, yet they have chosen to ignore the facts completely.
To make matters worse, they have now sent letters directly to ROF UK Ltd regarding this alleged debt, despite the company never receiving any invoice or formal documentation in relation to it. Chasing payment without ever issuing a valid invoice is completely unacceptable and shows a serious lack of process.
I am also no longer associated with the company they are referring to, yet they continue to contact me regardless. This is both incorrect and highly unprofessional.
Their approach appears to be based on pressure and persistence rather than any genuine investigation into whether the debt is valid. Repeated emails and letters for a non-existent debt is not only a waste of time, it borders on harassment.
Companies operating in this way should be properly investigated, as this behaviour raises serious concerns about their practices and standards.
I would strongly advise anyone to think twice before engaging with them.

Failed to recover anything, No progress updates, Did not respond to email requests, Failed to respond to requests for money recovered. This company does the absolute minimum and agrees without any contact repayment plans on a £10,000 debt of £10 per month and £40 per month, which are never received. They provide no engagement. They then do not even have the courtesy to update you when they close the case, without providing any breakdown of what small funds they have received, which obviously they are keeping, as they failed to recover the minimum to be able to take their percentage.

O Stars !|I write to reiterate the other negative reviews submitted in regards to this Company. I engaged their services to recover a personal debt of £ 1500.00 in September 2025. The Debtor paid them the sum in entirety 30 September 2025. Despite sending continuous emails , I have received no reply or acknowledgement other than initial, curt and anonymous reply . There is literally no way of contacting this Company , other than their New Business Line . In itself of course this is a MAJOR " Red Flag." I am today filing a claim with the small Claims Court and have reported the matter to Trading Standards . I am disabled and the stress of this has made me so terribly unwell . Please read the reviews before contacting this company. As a former Corporate Procurement Manager , I have dealt with hundreds of organisations throughout the course of my career and have never encountered such appalling / non existent service. Again, please use due diligence and read all reviews before making contact with this Company.

In 2019 I split up with my ex girlfriend in 2019 at her instigation. Then she refused any communication and despite written correspondence to the contrary claimed the funds I had transferred to her business account of the previous 4.5 years was a gift and my collection of art and furniture that she agreed to store where also a gift

I found Ayom on line and representative came to my house and stated “ I had a rock solid case” and my supporting evidence was a home run

They requested a % of claim in advance and i paid them almost £4000.00

From this point I have subsequently

. Heard nothing from AYOM other than empty promises when i call them
. They had stopped home visits because of lockdown
. Received absolutely nothing back if money or property

AYOM are a bunch of crooks and deceive you you false claims and promises

Avoid at all costs

Update

Ayom - Replied saying I had cut and pasted a previous review but this is wrong and that they where not aware of the full facts which is a blatant lie . I am issuing a Bankruptcy Order tomorrow against them

I called to discuss my issue and a representative told me that they stopped door step calls during lockdown and have never restarted them. And when I questioned this she saying she did know what was going on she put the phone down

This company is the worst company I have ever use. They recover funds but don't pay the creditors.

I engaged this company to recover a personal debt of £3,000. The client made 2 payments over maybe 12 months. Despite many emails and phone calls, No payment to me has been received!. I didn't realise until it was too late after reading the reviews. I need to start a small claims to recover the money, unbelievable they are still in busines!

If there was less than 1 star I would give that. 2 good reviews and 40 bad reviews. Not sure how they cooked such a good looking green line on positive reviews. We paid up front for a service. They have collected monies but not paid them back to us. 3 + years later no one in Customer Service replies by email or phone to us. When we call they cannot deal with our query as it is a different department and they will get them to contact us. Nothing. If you contact new business they are all over you like a hot rash. On the face of it the company looks fraudulent or broke..... We are at our wits end and it's the worst service from a company we have ever dealt with across the entire board.

They did well to get the money from client after a few months. However we have been waiting over 6 months to get our money from them.

They dont let you speak to anyone other than collections and to send an email and then they never respond to emails.

Currently taking them to small claims court.

DO NOT TRUST THIS COMPANY!
They take your money and promise you the earth.
Even if you have already done all the hard work yourself of securing a CCJ against your debtor like I had, all they do is send the same weekly text message to your debtor which is always ignored because it is so weak and pathetic until the allotted time runs out and then they close your case without even informing you, and they call that effective debt collecting! It's a joke!

Their endless contract small print allows them to get away with anything!

A COMPLETE WASTE OF TIME AND MONEY!

THEY DO NOT PAY YOU ANY OF THE MONEY THEY COLLECT FROM YOUR DEBTORS, THEY KEEP IT ALL FOR THEMSELVES!

Diabolical. As per everyone else, they have collected the debt but not passed it on. I am in court with them in March 2026. I'd be interested to hear from anyone who has been successful in court.
Update: They paid up before we went to court. For anyone else in this situation, keep going. It worked for me, and I hope it will work for you. They've also just asked Trustpilot for more information about my review and if I didn't reply they were going to remove it...you could not make this up. No Are You Owed Money I won't be quiet. Yes, my experience was real. You must be stopped.

I supidly handed this company a debt for over a £ 1,000 to chase that was in 2023 Although I know they have been paid in full they have not paid me a penny. I have a court date coming up where I will win a County Court Judgemen and I will follow up on my promise and send the baliffs in

I asked AYOM to collect over £20,000 for a business I sold and got a contract signed on. I have been advised that the people (whom I thought I knew) do not own anything and they only rent properties never buying. Are you owed money said they would recover my money this was on 10/8/2023 and since have only added to the debt by charging for something that I’d already paid for. I can’t take back my old company due to ill health and a solicitor has said that taking the people to court who owed me money would only cost me and the only person who would make anything would be the solicitor. I’m owed over £30,000 for selling my business Wyre Airport Cars to someone I thought I could trust. AYOM are a waste of time do not fall for their scam

Ayom successfully collected a significant debt for me in January 2025, but some 12 months later have not released the funds to me despite numerous emails to Customer Services and Zoe Pelham, the Operations Director, as well as lodging a formal complaint. No response was received to any communication. In the absence of any response, I drove in December to the address shown on their website and Companies House, only to find that they had left some three months before due to rent owing. However, Susan Taylor in the new business team in January 2026 assured me that this was their trading address...
It would seem that the company has no intention of paying the monies to me. I have very serious concerns about this company and their understanding of their obligations to their customers. I would strongly recommend not using this company in light of the very considerable risk of non-payment.

This debt collection agency is a complete waste of time they call you up many times to get your business then promise you that you'll get your debt back. Bunch of crooks that deliver a second rated service I provided all the relevant information and even traced the debtor with no results I was told to pay £60 to trace two cars that were outside the debtors premise it's now been 3 months and I haven't heard back. BEWARE THESE PEOPLE ARE ONLY AFTER YOUR MONEY. This case is still going on and has now been 9 months they don't reply back to emails as well!!!!

I used AYOM (Are You Owed Money Ltd) to recover a business debt earlier this year. The debtor paid by Faster Payments in June last year. AYOM did not pass on the remaining balance to my company.

I chased them multiple times over several months. All messages were ignored and no payment was made to me. In the end, I had no choice but to start a County Court claim just to recover money that was already paid.

The experience was stressful and time-consuming, and communication was very poor once they had the money.

Based on my experience, I would not recommend this company.