Non- judgmental. Flexible and very helpful. I've really had a good experience. It's so easy and the payments are realistic. I'm on my last couple months of paying off my debt and I'm so proud of mysel... Ver mais
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Veja o que dizem as avaliações
I love that an unspected financial problem or emergency is not the end of the world. You can change the payment due date online for a later date. I find that customer service is great with friendly... Ver mais
Vraiment courtois. Le représentant était clair et a l'écoute de toute mes questions. Il m'a trouvé une façon de m'en sortir. Un service plus que parfait. Merci énormément encore ! Très satisfait.
CCC team is just amazing in helping me get out of debt with there planned monthly payments that’s affordable and flexible . The staff are very kind, knowledgeable , supportive and understanding when... Ver mais
A empresa respondeu
Detalhes da empresa
Sobre Consolidated Credit Canada
Escrito pela empresa
Consolidated Credit Counseling Services of Canada Inc. is a national non-profit credit counselling organization that educates consumers about personal finance and has helped over 500,000 Canadians tackle their debt. Consolidated Credit’s unbiased debt-counselling service offers alternatives to help people get their debts under control. Alongside consolidating payments, Consolidated Credit’s counsellors focus on education and understanding. Strategies include teaching basic, but vital concepts, such as how to budget, understanding credit, and how to manage money.
BBB Accredited Business
Escrito pela empresa

Informações de contato
505 Consumers Rd, Suite 400, M2J 4V8, North York, Canadá
- 1-844-237-4812
- inquiry@consolidatedcredit.ca
- consolidatedcredit.ca
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Disappointing Experience – Be Cautious
This was a complete waste of time and felt very unprofessional. I initially spoke with someone named Noah, who was reviewing my file and offered a Debt Management Plan (DMP) with a monthly payment of $X for 3.9 years. I explained that part of my unsecured debt has a low interest rate (6%), so I didn’t need to consolidate that portion. I also shared that I could use part of my savings to pay down about one-third of my total unsecured debt and only needed a DMP for the remaining higher-interest portion.
Instead of addressing this, Noah kept avoiding the topic and suggested transferring me to a senior colleague who could “better explain my options.” It became clear they weren’t interested in what worked best for me—they just wanted to push a one-size-fits-all solution. I explained why their recommendation didn’t make sense in my case, but he insisted on the DMP, even after I clarified that paying down the debt myself wouldn't incur extra interest or penalties, since it was an installment plan without early repayment fees.
Eventually, I was transferred to someone else who turned out to be a Licensed Insolvency Trustee (LIT), offering me a Consumer Proposal with monthly payments much higher than what other LITs had quoted. Then they tried to send me back to Noah, who had disappeared. The call dropped, and when I tried calling back, no one answered.
Overall, this experience felt more like dealing with creditors than with professionals who are supposed to help. Be cautious—they don’t seem to have your best interest in mind.

Resposta da Consolidated Credit Canada
Made it understanding and me…
Made it understanding and me comfortable with my decision

Resposta da Consolidated Credit Canada
Everything was explained in detail and…
Everything was explained in detail and knowing they could help really lifted a weight of my shoulders. Everyone was nice and took their time to explain everything to me

Resposta da Consolidated Credit Canada

Resposta da Consolidated Credit Canada

Resposta da Consolidated Credit Canada
EXCELLENT PEOPLE!!
Thank you. To Donneto and his team
At consolidated credit.
This company, and it's people assisted me in managing and consolidating
Debt problems.
I will recommend them everyone, they
Are definitely there to support and help
People.
Thank you, to the moon and back.

Resposta da Consolidated Credit Canada
How helpful everyone is
Everyone I have had the pleasure of dealing with have been extremely helpful and professional.

Resposta da Consolidated Credit Canada
Non-Judgemental
They're very helpful. Whenever I have a problem with my funding, I'm never judged for it, I just call and they alter my pay date right away.

Resposta da Consolidated Credit Canada
Thank you so much
Thank you so much. I deeply appreciate your support. Your kindness has brought me relief and hope, and I can't thank you enough.

Resposta da Consolidated Credit Canada
first time to deal consolidated
first time to deal consolidated and i'm satisfied for their service thanks you ..

Resposta da Consolidated Credit Canada

Resposta da Consolidated Credit Canada

Resposta da Consolidated Credit Canada
This company is concrete
This company is concrete, legit, and consistent. I appreciate the portal page so I can also keep track of my account. I can trust them.

Resposta da Consolidated Credit Canada

Resposta da Consolidated Credit Canada
Dissatisfied and disappointed
I recommend Consolidated Credit to provide additional training on listening skills for the so called senior credit counsellor (Ahmad) and not being judgemental as I had asked for help for debt consolidation with only having one monthly payment and lower interest but he keeps insisting that I want him to ask the creditors to reduce the debt amount!!!!! No I want to consolidate with one payment and reduce the rate if possible - not quite sure what is so hard to understand…..we had emails exchange and yet ……he is not able to understand. At the end of all of this for the past 2 months - I am now understanding that the company is not worth the while after reading all the negative ratings and some positive. There are many other companies to reach out to after all and yes Consolidated Credit does charge one time fee and additional fees with your monthly payments - not non-profit. I guess they don’t want my business and that’s alright. Please train your personnel to listen and not be judgemental!!!!!
Update: Thank you for your response. Fortunately I have kept all my emails exchange with your counsellor. The applicant number is 474764 and I had originally spoken with Jason and he was very professional and understanding. He had passed me on to Atif not sure why ..in any event the initial call was April 12th and emails with my budget summary attached and after numerous emails (last one) on May 27th to follow up with your senior counsellor …yes I had to email him for updates and he was fixated on my ask to lower my debt amount versus my ask of consolidating. It was almost 2 months of going back and forth that is why you have no file….except my applicant number. I have since contacted my creditor and they are more than willing to assist me….with no extra charges so I will not be contacting Consolidated Credit again. I am sure your company does assist people as you do have good reviews along with bad reviews…..it is always your employees that need coaching to listen.

Resposta da Consolidated Credit Canada
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