Destinycard Avaliações 5

Edit: I have read other reviews, any company that scams you, report them to CFPB and not just BBB!!! It’s the same process online but the CFPB holds companies financially and legally responsible. I had a company scam me out of $500 and the CFPB got me my money back. Just google CFP and make a complaint. It’s a government ran program that that many don’t know about.
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I have only had my destiny card for a few years, maybe less. I’m trying to overall be debt-free and so I chose this card because it had a very low credit amount and I rarely ever carry a balance. I recently paid off half my card, but I noticed that even though my payment was processed, it was not reflecting on my account. I have been trying to call not only the destiny card customer service, but their Parent and company Corona credit. None of the listed phone numbers are working. I don’t mean they’re busy, I mean they’re out of order. What is going on?? How is it that a financial institution can simply have absolutely no way to reach them. They don’t have an email address, they don’t have online chatting and now their phones are simply disconnected. Very concerning.

I would give a zero star if I could. Concora credit / Destiny Card. Was a pick on credit KHARMA so I applied and got approved. I have always stayed below to not go over and have made payments on time except once. Well recently I decided that I wanted to pay half of my balance and made a $330 payment on June 24th after a week go by I decided to call and ask how long would it take to post and from there I was giving the run around each time each representative would give me different dates. So the last date I was told by a Manager that had claimed I was over the limit and I asked how if I made a $330 payment to the account that had cleared at my bank. She tells me she was sorry that i had to wait so long and she reversed the fee and it took me under by $4 and insured me my payment would post by the 11th of July. Okay mind you payment was made on June 24th its now July 11th, So i decided to file some complaints with the BBB and the consumer protection about this and never received a response back from there site so i decided today July 14th i will call Destiny card back. Smh i wish i could upload my statements, anyway i spoke to this very rude representative that kept cutting me off and started reading out what purchases from several months ago but still failing to tell me where my money was. She then laugh and tells me that my $330 payment that had never posted went to my $1000 charges lol really? I never had a $1000 dollar limit and have been making payments online so now i am realizing at that moment this company is a SCAM PEOPLE DO NOT TRUST THEM. Okay this asian sounding guy then gets on the phone again apologizing and while he was doing so something told me to download all my documents and screen shot my account. I say to this man i can not believe your company is robbing me but i promise you this will not be the last you hear from me. He asked what did i mean i told him i no longer trust your company and i am going to seek legal advice and he did not like that so you would not believe my account was closed with out my consent for no clear reason, it was because this Company s literally getting over robbing consumers and nothing has been done about it. What a bad bad company to do business with. This company is not good at all and could care less about what another person is dealing with. This company is here to take as much as it can from innocent people and slander lies to you right in your face. They stole food from my child and reported on my credit report as if i never made a payment.This should be against the LAW! Then the name is DESTINY peep the name yes it is there destiny to take all they can. I see them for who they are!

I would not recommend this card to anyone.
I have credit cards with very large credit limits and I was offered this card thru credit karma . After registering my information I learned the card was only a 300 dollar credit limit. Had I known this i certainly would not have applied especially taking the hard hit on my credit and then another hard hit from closing the account.
Don't apply for this card this is trickery and deceptive! I am going to report them to the BBB.

Made
muilp payments a month now when you make a payment don't expect your balance to go back to 0 if paid in full they tell me it takes 14 days to credit you what a joke they have never done that before . Find a better card don't waste your time.

Best card designed for those who are dealing with bad credit history and looking for credit card.