Embark Avaliações 512

I'm writing to warn others about the nightmare I've experienced with Embark. I opened an RESP for my autistic son when he was 3 months old (2018), but when I realized it wasn't suitable for his needs. I requested a transfer to an RDSP account, but Embarks lack of RDSP privileges wasn't disclosed. I've been trying to transfer the funds to Scotia Bank's RDSP for 6-8 months, with ZERO progress. Despite multiple follow-ups, they've ignored my requests and failed to transfer the funds.

Embark's customer service is abysmal, and their inaction is putting my child's future at risk. If you value your child's financial security, STAY AWAY FROM EMBARK.

1/5 stars - I would not recommended to anyone ever.

The professionalism of Stella and how she was able to explain with so much dexterity.

Compétence

I appreciate their job.thanks

Your website is terrible, and your login is never possible.
For more than a month trying to login into my account.
Everything about Embark is terrible.
I will transfer my account to another service provider

Worst company ever. Took over for another company and now I can’t access absolutely anything despite NUMEROUS attempts and they continue to take money out of my account.

I rest assured that my investment in my child's future is taken care of by this great service.

Quick to navigate. Ease of finding your answers. Helpful and knowledgeable agent

The personnel was very knowledgeable and help plan me with my questions.

Quick and precise response, very knowledgable and helpful, all questions answered

Gregory was extremely caring and went the extra mile to ensure I was satisfied with my expectations.

Erika Quiroz was great, she is super polite and very helpful. Very good at explaining everything.

Horrible company. Do not trust them. I’ve been trying to remove my ex from the accounts as he has never contributed financially, the company told me to have him sign forms to be removed. Which he did, I scanned and sent in the forms. They never removed him. I contacted them several times to ask why and finally got a response saying HE has to call in to remove himself also by phone. Which deadbeat would take the time out of their day to make that call? I gave them his number and told them to contact him. They never responded. I emailed again and again asking why he is still on the account and they refuse to even respond to my emails. Disgusting customer service. And based on the other reviews, I’m not alone here.

I have a family RESP for my four children. This company has changed names several times since the purchase of the RESP Family Plan. Makes a person wonder why it used to be called USC., knowledge, first financial, and now Embark. I think I’m missing one name changed. I’m not sure.
I Never any trouble putting money in, but I have had trouble taking money out. My children have had trouble taking money out.
I requested documents which they sent, but wasn’t allowed to print them out.
I have repeatedly called several times for the same repeated issues with each child when withdrawing from their RESP fund, request requesting statements, and having to call repeated times!
I would not recommend this company. I would look elsewhere. We also had bank RESP’s as I did not want to put all my eggs in one basket as my father taught me.
The issues started with the first child in July 2016, second child in July 2019, third child in July 2020, fourth child in July 2023–2025 to present.
I have trouble getting statements. I had trouble taking money out. And have to call repeatedly on the same issues!
PLEASE BE CAREFUL! I TRUST THIS SAVES SOMEBODY THE HEADACHES THAT I HAVE HAD FOR 10 YEARS, TRYING TO GET MONEY OUT.
There are even further issues. This email that EMBARK replied to is not even my current email. I cannot update the email unless I have a cell phone. If you don’t have a cell phone, you can’t change it or sign up for an account online. I realize that most people probably have a cell phone, but with my low vision, I do not.
So I didn’t even get access to this email reply because it’s not my current email! It was past the three days I had to reply so I updated my review to be more specific.
So if you have a cell phone and you can do your own account that won’t be a problem. But they don’t have a way of doing it for those who don’t have a cellphone.

No sense trying to fix an issue that is already done. My last child is getting the last of her money out and I’m out of the program! By the way, all those times I tried to fix the issue It never got fixed. Because I have four children, I see common patterns. If someone just has one child or maybe two children they might think it a coincidence.
I HOPE PEOPLE WILL READ MY UPDATED REVIEW AND BE SPARED FROM THE DIFFICULTY I HAD REPEATEDLY 10 YEARS EVERY TIME THE KIDS TOOK TGEIR MONEY OUT EACH YEAR!
Did you notice how long it took Embark to reply to my review? August 1, 2025 and they replied December 24, 2025 interesting isn’t it?
Good luck folks!

Les 5 étoiles sont pour le dernier représentant qui m'a répondu aujourd'hui. Tout le mérite est pour lui car les autres qui m'ont répondu n'ont pu rien faire pour moi. Ils m'ont tourné en rond depuis un mois et je me disais que j'allais tout annuler et aller ailleurs. Merci au dernier représentant, un excellent service, 100% satisfaite

They were very helpful and thorough in explaining everything

After over a decade of service, I have had a very negative experience. Mandarin is not widely spoken, and despite assurances that someone would contact me, I have not received any updates. When I requested that my daughter’s last name be updated, it took them an entire year. I starred transfer my RESP to another bank on October 2025 but it has been two months and they have not yet completed the transfer. I have been in constant contact with them, but no one answers the phone. I finally spoke to them online on November 27th, and they informed me that the transfer would be completed on December 17th. However, it is now December 19th, and the transfer has not yet been completed. I am unable to trust them to manage my account and am uncertain of how long it will take to resolve this issue.

The contribution was started on June 2005 and the money was still intact. Thank you for your honesty.

Hi.i special thnx to ruman Manchanda Mam because she so nice,intelligent and kind nature and explained everything about resp plan in detail and give knowledge how to use this benefit in future for my daughter.so I again thnx to ruman mam .