Idea Financial Avaliações 559

Ethan Labi- great communication and keeping me in the loop through out the process. Highly recommend

I would use Sebastian and his team for any of our needs and will continue to do so. The expediency and professionalism was unmatched.

Easy to work with, Mark M was very helpful.

Enrique Pereira has been very good to deal with The process is made very clear and what is needed and when and when i ask for a draw if i have any questions he is on top of it. I have very good response times as well

I had a great experience working with Ken at Idea Financial who helped me with every step of the process. Excellent availability as I never had to wait on the phone and he never left the call until I was done. So glad I switched to this lender as my previous one was not as communicative or supportive.

Fantastic experience working with Andre and the team at Idea Financial. They understand our needs and have helped our business to grow. The user interface and reporting are extremely user friendly.

Great customer service! Always available for questions

Excellent company
Always fulfills any orders and requests by our company on a timely basis

Idea has been a great company to work with. Their communication is excellent. We work with Clifford and he is always prompt and professional

This company approved us for a line of credit. We took a small draw and paid it timely every time. We received constant offers to draw more and we are in California so when the wildfires hit near us they made offers to assist. We had a couple of customers who were impacted by the wildfires and did not want to press them for immediate payment so we made a further draw. They then subjected us to new underwriting (with no prior notice) and then declined the draw saying that we could not take more money until the business "stabilized" -- there was nothing to stabilize the business was not materially impacted just a slight cash flow issue that was going to mitigated in a couple of weeks. What good is a line of credit when the lender won't fund it when you actually need it? Had we had any idea this company would bail on us we could have simply pressed the customers for payment (despite the wildfire impacts) but we had no reason to think we needed to. We have large receivables, no risk, no default ever, no other debt. Just a completely unjustifiable failure to fund under the line of credit they offered. Worst lending experience ever and would never do business with them again.

I have been a client multiple times now and was just treated worse than a Hardees worker. I have a text and a recorded call of Al Beutel threatening me and raising his voice saying he only reports to the CEO and he can do whatever he wants. I Tried to reach HR and got sent back to Al....RUN! Don't say I didn't warn you

I had a fire at our retail location and thought Idea Financial would have my back thought I could get funds to help. No, since it took months to reopen and my bank account sales badropped (imagine that, your sales dropping while being closed) they denied my request even though I never missed a payment my checking account balance had more than my loan. They are great as long as you don't need them, I have had a loan with them for 15 or more years. I will find someone else and would NEVER recommend them to anyone.

Hi excellent and faster renponse,sebastian the best any time I call him always answer the phone and solve me questions
Thanks sebastian for your attention.

Jacob is a true professional, his experience, knowledge and willingness to help his clients is second to none
Very grateful for his service and responsiveness

We have worked with Idea Financial for years and they have been extremely professional from day one. Their loan documentation is clear, their online portal is organized and up-to-the-minute and their underwriting team is solid. We have partnered with them to drive growth in our business and help fund expansion to great success. Sebastian Visbal is our executive client manager and he is world-class. Five stars out of five!

The experience was great with my sales advisor Joseph malabunga from A to Z he was very helpful thru the process explained everything very well and he returned calls very fast with no time I love the experience.

Jacob was excellent. Idea was there from start to finish.
Would highly recommend. Thank you Jacob & Idea Financial!

Very easy to work with! great company and joesph is awesome to work with!

Idea Financial is a game-changer in the world of borrowing for small to medium sized businesses. From the moment I engaged with their services, I was impressed by their professionalism, efficiency, and commitment to helping businesses thrive. Here's why I rate them and my account manager Milo Juste five stars:

Outstanding Professional Communication: Every step of the way all terms were clear and concise. There is no shady business or grey areas. If you need to speak to someone all you need to do is contact your account manager which in my case is Milo Juste who is extremely professional and does not pull any punches. If your busy running and growing your business like we are the last thing you need is the run-around from your lender. Milo keeps it real with us and is always available. There is no corporate red-tape or paper shuffling. It does not get any better.

Idea also provides a very easy to use dashboard where disbursements can be requested and it clearly shows the status of your loan, recent payments, your account mangers info and more. Everything you need at a glance. Their borrower dashboard was clearly created by a lender who "gets it" vs some rush job with missing info.

Swift Approval Process: Applying for financing can be daunting, but Idea Financial made it a breeze. Their application process was seamless and straightforward, with quick approval times that helped me secure the funds I needed in no time. I provided my documentation (FEIN, bank statements and my ID) and I was funded the same day. And it was a Friday.

Flexible Options: One size doesn't fit all when it comes to business financing, and Idea Financial understands that perfectly. They offered me a range of flexible options tailored to my specific needs, allowing me to choose the solution that best suited my business.

Impactful Results: Ultimately, Idea Financial delivered what we needed and agreed to and positively impacted my business. With their financing, I was able to expand operations, invest in crucial resources, and ultimately achieve my growth objectives.

In conclusion, I wholeheartedly recommend Idea Financial to any business owner in need of financing. Their commitment to excellence, coupled with their dedication to customer satisfaction, sets them apart as a premier lending institution. Thank you, Idea Financial, for being a reliable partner in my business journey.

We are a transportation contractor for our State Medicaid program. We have Idea Financial for emergency funds. We have a balance of $59,000 on a $129,000 credit line. The company that handles processing Medicaid payments suffered a software glitch that delayed our regularly scheduled payment by one week. This payment represents 91% of our operating revenue. Without Idea Financial, we would have to shut down until the Medicaid program fixed its error and issued payment.
We believed that if ever the government check was delayed for reasons beyond our control, our credit line from Idea Financial would keep us afloat until the Medicaid program caught up. It is essential we keep moving because most of our patients receive dialysis treatments.
When the error was discovered, it was Thanksgiving and Idea Financial was closed for the holidays. We contacted our vendors and assured them our credit line could keep the show going until the error was fixed. We requested $40,000 to pay for fuel and balance our account until our double Medicaid payment ($98,000) was received in 4 days.
Idea financial received my draw request on Friday. They rejected the draw request on Monday. I explained our dire situation and demonstrated to the Idea Financial agent our consistent weekly Medicaid payments every Thursday for the last 5 years. The agent then informed me he would take it to the higher ups and explain the situation. Finally late day Monday, Idea Financial explained that after further review, Idea had no interest in allowing us to withdraw funds from our credit line. They informed me that my draw request was denied because they will not fund a negative account. I pleaded for help, explained the situation, and even demonstrated that we could repay the amount in 4 days.
We have never missed a payment to Idea Financial.
As a result of our safety net not really being a safety net, we did in fact have to close.
The damage to our business is in the 10’s of thousands, not to mention the loss of revenue and damage to our reputation.
We are not about to close permanently. We have increased sales by 30% every year for the last 5 years. Dun & Bradstreet scores (Paydex 80, Overall Assessment Stable, Likelihood of Continued Operations, Low Potential for Late Payments) are good to excellent. My personal credit score is 759. WHY WOULD YOU NOT ASSIST US????
In 5 and ½ years in business, we have never closed once.
We have now increased our monthly payment to Idea Financial to conclude our relationship ASAP.
Our company needs partners that we can rely on, and in a terrible moment for 32 employees and 1600 customers, we failed them. We won’t make the same mistake twice.
Once they are paid in full, our Company will get a line of credit that is available for the worst case scenario.
I do not require a response from Idea Financial. You made your position clear, and I understand your explanation. I do not agree with it, I simply wish to help other small business owners avoid my mistake.

Thank You
*Update: As of 01/16/2024, our credit line with Idea Financial has been paid in full and the account closed per my request.