Idea Financial Avaliações 559

O TrustScore é 4.5 de um total de 5

4,5

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Veja o que dizem as avaliações

Avaliado com 4 de um total de 5 estrelas

Great communication. It is easy to request a draw through the website. I like that the details of your draw, including interest and principal portions of your payment are clear and easy to understand... Ver mais

Avaliado com 5 de um total de 5 estrelas

We have worked with Idea Financial for years and they have been extremely professional from day one. Their loan documentation is clear, their online portal is organized and up-to-the-minute and their... Ver mais

Avaliado com 5 de um total de 5 estrelas

Idea Financial has quickly become a member of our support team at United P&H. Jim Picanso of Idea and Jon Cohen of Fundible.com worked together-- listening to, and understanding, our needs. They have... Ver mais

Avaliado com 5 de um total de 5 estrelas

We have been working with Idea Financial for five years Santiago and Ricardo have been helpful from start to finish. We are very pleased with them and highly recommend Idea Financial for their suppor... Ver mais

Detalhes da empresa

  1. Serviço financeiro não-bancário
  2. Consultor Financeiro

Sobre Idea Financial

Escrito pela empresa

Idea Financial empowers small businesses with flexible funding solutions tailored to your unique needs. Our two core offerings - business lines of credit and business term loans - provide the financial tools you need to thrive. With our line of credit, access funds as needed for managing cash flow, seizing opportunities, or covering unexpected expenses. For larger investments, our term loans offer lump sum funding to fuel significant growth initiatives.

We stand out through our fast, streamlined application process and personalized support from financial experts. Our innovative approach combines cutting-edge technology with a commitment to building lasting client relationships.

Experience the difference of working with a financial ally who truly understands and champions small businesses. Whether you're looking to expand, invest in equipment, or capitalize on new opportunities, Idea Financial provides the accessible, flexible funding you need to turn your vision into reality. Choose us and take your business to the next level with smart, tailored financing solutions.


Informações de contato

4,5

Excelente

O TrustScore é 4.5 de um total de 5

559 avaliações

5 estrelas
4 estrelas
3 estrelas
2 estrelas
1 estrela

Respondeu a 50% das avaliações negativas

Normalmente responde dentro de 24 horas

Como esta empresa usa o Trustpilot

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Avaliado com 1 de um total de 5 estrelas

CREDIT LINE DRAW REJECTED WHEN NEEDED

We applied for a credit line to finance a remodeling project for our restaurant. We needed to finance not only the construction but the operational costs as we would be closed for a few months. The day we tried to draw down the credit line it was refused due to "loss of revenue". Well that's what happens when you close your business for a remodeling project! Now we have to scramble to find another credit line to continue the project. Its almost as if they expect you to borrow when you don't need it yet refuse to lend when you do need it. Not cool at all and defeats the whole purpose of a credit line. DO NOT EVER WORK WITH THESE PEOPLE!!!

30 de junho de 2022
Avaliação não solicitada
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Resposta de Idea Financial

While we always strive to provide excellent customer service, we also must adhere to credit criteria. When you applied for, and were approved for, the line of credit, you had an operating restaurant with consistent revenue. We underwrote the loan based upon the revenue at that time. When you returned recently for a draw, the restaurant was closed and, as a result, the revenue had dropped significantly. It was expected that teh revenue would go to $0 in the near term. We are unable to provide funds for businesses that have no revenue and are closed. While we understand your frustration, it was important that the information provided is accurate. We wish you the best as your restaurant undergoes construction.

Avaliado com 1 de um total de 5 estrelas

The whole IDEA for a line of credit is…

The whole IDEA for a line of credit is to protect for overdraft. Not penalized them.

29 de junho de 2022
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Resposta de Idea Financial

Idea Financial never seeks to penalize our clients. When we underwrote the draw request, your bank account was overdrawn, had a negative balance and the business was otherwise unable to service the debt. Our credit rules do not permit Idea Financial to finance a business that has recently bounced payments to vendors or lenders and maintains negative bank balances.

Avaliado com 5 de um total de 5 estrelas

Quick and Professional

I was referred to Julien and the Idea Financial team and within 24 hrs I had the capital and line of credit funded to upgrade and enhance my coffee and wine bar. Highly recommend

9 de junho de 2022

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