Maria was very calm, knowledgeable, and professional. Ethan was also extremely helpful and knowledgeable. They both explained the entire process clearly and made everything easy to understand. I truly... Ver mais
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Veja o que dizem as avaliações
It was handled very professionally while still being friendly and nice. Hillary Albertson and Tammy Krause could not have been more delightful. Hillary had phone tech issues but remained calm. Tammy... Ver mais
A empresa respondeu
This is a blind-sided decision not because I knew, but the name stands out. It's very understandable as a no nonsense institute for loans with indecent credit approval for clients. Accordingly, it se... Ver mais
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This company is extremely competitive. You could spend weeks applying elsewhere, or you could just give them a shot. They’re fast, fair, and make aggressive but reasonable offers. Once I was... Ver mais
A empresa respondeu
Detalhes da empresa
Sobre IOU Financial
Escrito pela empresa
Powered by its proprietary lending platform, IOU seamlessly connects brokers, borrowers, and underwriters in real time—delivering an efficient, relationship-driven alternative to traditional banks.
Since 2009, IOU has originated more than $1.9 billion in financing to help thousands of small businesses across the United States invest in inventory, hire employees, purchase equipment, expand operations, and manage working capital.
We understand that every business is unique, which is why we combine innovative technology with experienced lending professionals who provide personalized guidance throughout the financing process. Our streamlined application and underwriting process helps qualified businesses receive decisions quickly, with funding available in as little as 24–48 hours for many borrowers.
At IOU Financial, we are committed to delivering a straightforward lending experience built on transparency, responsiveness, and long-term relationships. Whether businesses are pursuing growth opportunities or navigating seasonal cash flow needs, our goal is to provide financing solutions that help entrepreneurs move their businesses forward with confidence.
Informações de contato
600 Townpark Lane, 30144, Kennesaw, Estados Unidos
- 866.217.8564
- sbloans@ioufinancial.com
- ioufinancial.com
Pede aos clientes que avaliem
Esta empresa convida seus clientes a deixarem avaliações, sejam elas positivas ou negativas
Respondeu a 50% das avaliações negativas
Normalmente responde dentro de 24 horas
Como esta empresa usa o Trustpilot
Veja como as avaliações e classificações são obtidas, pontuadas e moderadas.
Andrew was really awesome
Andrew was really awesome, worked with us extensively. Always answered his phone and text, explained everything, and is just a really nice guy too.
We got the money we needed and couldn't be happier.

Resposta da IOU Financial
Change the payment day without…
Change the payment day without acknowledge.
I worked with two great individuals
I worked with two great individuals. Alvin was my rep during the application process and Tammy Krauss to sign the contracts. Both were incredible, answered all my question, super friendly, knowledgeable and I never felt pressured into a product that wasn't right for my business. I had been approached by dozens of other companies offering similar products but the others seemed only interested in closing any deal, whether it fit or not. Couldn't have had a better experience and start to finish, under 48 hours. Thanks again Alvin and Tammy!

Resposta da IOU Financial
Awesome Tammy!
Tammy was very thorough and patient. Great experience with her.

Resposta da IOU Financial
Customer service was top notch
Customer service was top notch. Pleasure to speak with and deal with over the phone. I was left with the impression they really cared about our business and were willing to help in any way they could.

Resposta da IOU Financial
IOU Financial made taking a loan easy
Borrowing money for business is typically a difficult process but the entire process with IOU Financial was easy and straightforward. Tammy Krause was extremely friendly, helpful and made what’s typically a stressful process very care free. She was extremely knowledgeable and walked me through each step and explained any questions I had in easy to understand terms. I feel confident in our choice in lending with IOU Financial.

Resposta da IOU Financial
Excellent- professional- responsive-…
Excellent- professional- responsive- respectful

Resposta da IOU Financial
The experience went very well
The experience went very well. Tammy explained everything as went went along and made the process seamless. Would recommend using them if you ever need financial services.

Resposta da IOU Financial
Tammy was phenomenal
Tammy was phenomenal. She is so great to work with and makes it easy.

Resposta da IOU Financial
Tammy was very Profesional and kind
Tammy was very Profesional and kind, she made it easy to talk to her by creating a welcoming environment.

Resposta da IOU Financial
Great experience and great people
Great experience and great people. Judith and Karen are great as well as the whole IOU team.

Resposta da IOU Financial
best customer se rv i ce
Tammy is the best customer service ever, thank you so much!

Resposta da IOU Financial
Honest and hard working individuals at IOU
I like to do business with honest people. Everything else will follow. Thank you

Resposta da IOU Financial
Tammy was very helpful and…
Tammy was very helpful and knowledgeable which made the process simple and easy.

Resposta da IOU Financial
2nd Loan with IOU Financial
This is my second time going over documents and speaking with Tammy. She takes the time to explain everything to me and really makes you comfortable. Very friendly and very knowledgeable.

Resposta da IOU Financial
Tammy was great!
She was on time, fast, friendly and efficient. She did a great job explaining everything and making this a smooth process

Resposta da IOU Financial
I'm a small time business compared to…
I'm a small time business compared to some of the other giants IOU funds. Judith and Karen treated me like ROYALTY!! In a time where outstanding customer service is rare, they both hit it out of the ball park! This is now my 3rd deal. I'm not a paid person to make this review up. My first deal with them got my business into Nevada, my 2nd deal to New Mexico and now my new 3rd deal is taking me to Colorado! I advise anyone who reads this to learn from a couple of simple things. 1)Please commit and follow through your payment structures. 2) Its tempting to touch that extra cash, DON'T TOUCH! 3) Use your money to grow and expand and NOT to pay your current debt. I know it's expensive to borrow but honestly here, would you trust someone who you barely know with money that probably won't pay you back? Again thank you for boosting my company up IOU, JUDITH AND KAREN!!

Resposta da IOU Financial
Best in the Industry!
These guys are hands down the best financial institution in the industry. I've been working with them for years now and they never disappoint and they always give me exactly what I need, fast and are very easy to work with.

Resposta da IOU Financial
Amazing service
The customer service was amazing. Tammy was fantastic. She walked me through the documents and terms. The terms were fantastic.

Resposta da IOU Financial
Tammy did a great job with helping get…
Tammy did a great job with helping get funded with IOU financials. She will always treat you professionally and take care of everything.

Resposta da IOU Financial
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