IOU Financial Avaliações 

985
O TrustScore é 5 de um total de 5

4,9

Embora não verifiquemos afirmações específicas porque as opiniões dos avaliadores são pessoais, podemos marcar as avaliações como "Verificadas" quando for possível confirmar que houve uma interação comercial. Leia mais

Para proteger a integridade da plataforma, todas as avaliações em nossa plataforma — verificadas ou não — são analisadas por nosso software automatizado, disponível 24 horas por dia, 7 dias por semana. Essa tecnologia foi concebida para identificar e remover conteúdo que viola nossas diretrizes, incluindo avaliações que não são baseadas em uma experiência real. Reconhecemos que talvez não consigamos detectar tudo e você pode sinalizar qualquer coisa que ache que possamos ter deixado passar. Leia mais

Veja o que dizem as avaliações

Avaliado com 5 de um total de 5 estrelas

Maria was very calm, knowledgeable, and professional. Ethan was also extremely helpful and knowledgeable. They both explained the entire process clearly and made everything easy to understand. I truly... Ver mais

Avaliado com 5 de um total de 5 estrelas

It was handled very professionally while still being friendly and nice. Hillary Albertson and Tammy Krause could not have been more delightful. Hillary had phone tech issues but remained calm. Tammy... Ver mais

A empresa respondeu

Avaliado com 5 de um total de 5 estrelas

This is a blind-sided decision not because I knew, but the name stands out. It's very understandable as a no nonsense institute for loans with indecent credit approval for clients. Accordingly, it se... Ver mais

A empresa respondeu

Avaliado com 5 de um total de 5 estrelas

This company is extremely competitive. You could spend weeks applying elsewhere, or you could just give them a shot. They’re fast, fair, and make aggressive but reasonable offers. Once I was... Ver mais

A empresa respondeu

Detalhes da empresa

  1. Serviço financeiro não-bancário

Sobre IOU Financial

Escrito pela empresa

IOU Financial is a leading technology-enabled small business lender providing fast, transparent access to growth capital through a nationwide network of preferred broker partners.

Powered by its proprietary lending platform, IOU seamlessly connects brokers, borrowers, and underwriters in real time—delivering an efficient, relationship-driven alternative to traditional banks.

Since 2009, IOU has originated more than $1.9 billion in financing to help thousands of small businesses across the United States invest in inventory, hire employees, purchase equipment, expand operations, and manage working capital.

We understand that every business is unique, which is why we combine innovative technology with experienced lending professionals who provide personalized guidance throughout the financing process. Our streamlined application and underwriting process helps qualified businesses receive decisions quickly, with funding available in as little as 24–48 hours for many borrowers.

At IOU Financial, we are committed to delivering a straightforward lending experience built on transparency, responsiveness, and long-term relationships. Whether businesses are pursuing growth opportunities or navigating seasonal cash flow needs, our goal is to provide financing solutions that help entrepreneurs move their businesses forward with confidence.


Informações de contato

4,9

Excelente

O TrustScore é 5 de um total de 5

985 avaliações

5 estrelas
4 estrelas
3 estrelas
2 estrelas
1 estrela

Pede aos clientes que avaliem

Esta empresa convida seus clientes a deixarem avaliações, sejam elas positivas ou negativas

Respondeu a 50% das avaliações negativas

Normalmente responde dentro de 24 horas

Como esta empresa usa o Trustpilot

Veja como as avaliações e classificações são obtidas, pontuadas e moderadas.

4,9

Todas as avaliações

(985)

54 avaliações nos últimos 12 meses

Escreva uma avaliação
As empresas no Trustpilot não têm permissão para oferecer incentivos ou pagar para ocultar avaliações. As avaliações são opiniões de usuários e não da Trustpilot. Leia mais

Avaliado com 5 de um total de 5 estrelas

Andrew was really awesome

Andrew was really awesome, worked with us extensively. Always answered his phone and text, explained everything, and is just a really nice guy too.

We got the money we needed and couldn't be happier.

9 de dezembro de 2025
Avaliação não solicitada
logotipo da IOU Financial

Resposta da IOU Financial

We appreciate your comments.

Avaliado com 5 de um total de 5 estrelas

I worked with two great individuals

I worked with two great individuals. Alvin was my rep during the application process and Tammy Krauss to sign the contracts. Both were incredible, answered all my question, super friendly, knowledgeable and I never felt pressured into a product that wasn't right for my business. I had been approached by dozens of other companies offering similar products but the others seemed only interested in closing any deal, whether it fit or not. Couldn't have had a better experience and start to finish, under 48 hours. Thanks again Alvin and Tammy!

28 de outubro de 2025
Avaliação não solicitada
logotipo da IOU Financial

Resposta da IOU Financial

Justin, thank you for the feedback. We're so pleased you had a good experience and we appreciate your business!

Avaliado com 5 de um total de 5 estrelas

Awesome Tammy!

Tammy was very thorough and patient. Great experience with her.

9 de outubro de 2025
Avaliação não solicitada
logotipo da IOU Financial

Resposta da IOU Financial

Rusty, we're so pleased you had a great experience. Thank you for your feedback!

Avaliado com 5 de um total de 5 estrelas

Customer service was top notch

Customer service was top notch. Pleasure to speak with and deal with over the phone. I was left with the impression they really cared about our business and were willing to help in any way they could.

17 de setembro de 2025
Avaliação não solicitada
logotipo da IOU Financial

Resposta da IOU Financial

Andrew, we're so glad to hear you had a good experience. Thank you for your feedback!

Avaliado com 5 de um total de 5 estrelas

IOU Financial made taking a loan easy

Borrowing money for business is typically a difficult process but the entire process with IOU Financial was easy and straightforward. Tammy Krause was extremely friendly, helpful and made what’s typically a stressful process very care free. She was extremely knowledgeable and walked me through each step and explained any questions I had in easy to understand terms. I feel confident in our choice in lending with IOU Financial.

17 de setembro de 2025
Avaliação não solicitada
logotipo da IOU Financial

Resposta da IOU Financial

Leah, thank you so much for your comments. We are thrilled to hear that you had a great experience and that Tammy was so helpful. We appreciate your business!

Avaliado com 5 de um total de 5 estrelas

The experience went very well

The experience went very well. Tammy explained everything as went went along and made the process seamless. Would recommend using them if you ever need financial services.

12 de setembro de 2025
Avaliação não solicitada
logotipo da IOU Financial

Resposta da IOU Financial

We truly appreciate your recommendation and comments. Thank you!

Avaliado com 5 de um total de 5 estrelas

Tammy was phenomenal

Tammy was phenomenal. She is so great to work with and makes it easy.

8 de setembro de 2025
Avaliação não solicitada
logotipo da IOU Financial

Resposta da IOU Financial

We love hearing that Tammy helped make your experience a great one. Thank you!

Avaliado com 5 de um total de 5 estrelas

Tammy was very Profesional and kind

Tammy was very Profesional and kind, she made it easy to talk to her by creating a welcoming environment.

5 de setembro de 2025
Avaliação não solicitada
logotipo da IOU Financial

Resposta da IOU Financial

We appreciate your feedback!

Avaliado com 5 de um total de 5 estrelas

Great experience and great people

Great experience and great people. Judith and Karen are great as well as the whole IOU team.

27 de agosto de 2025
Avaliação não solicitada
logotipo da IOU Financial

Resposta da IOU Financial

We're so glad you had a great experience. We appreciate your business and your feedback!

Avaliado com 5 de um total de 5 estrelas

best customer se rv i ce

Tammy is the best customer service ever, thank you so much!

25 de agosto de 2025
Avaliação não solicitada
logotipo da IOU Financial

Resposta da IOU Financial

Thank you for your feedback. We think Tammy is great, too!

Avaliado com 5 de um total de 5 estrelas

2nd Loan with IOU Financial

This is my second time going over documents and speaking with Tammy. She takes the time to explain everything to me and really makes you comfortable. Very friendly and very knowledgeable.

31 de julho de 2025
Avaliação não solicitada
logotipo da IOU Financial

Resposta da IOU Financial

We appreciate your comments and your business!

Avaliado com 5 de um total de 5 estrelas

Tammy was great!

She was on time, fast, friendly and efficient. She did a great job explaining everything and making this a smooth process

25 de julho de 2025
Avaliação não solicitada
logotipo da IOU Financial

Resposta da IOU Financial

Thank you for your feedback!

Avaliado com 5 de um total de 5 estrelas

I'm a small time business compared to…

I'm a small time business compared to some of the other giants IOU funds. Judith and Karen treated me like ROYALTY!! In a time where outstanding customer service is rare, they both hit it out of the ball park! This is now my 3rd deal. I'm not a paid person to make this review up. My first deal with them got my business into Nevada, my 2nd deal to New Mexico and now my new 3rd deal is taking me to Colorado! I advise anyone who reads this to learn from a couple of simple things. 1)Please commit and follow through your payment structures. 2) Its tempting to touch that extra cash, DON'T TOUCH! 3) Use your money to grow and expand and NOT to pay your current debt. I know it's expensive to borrow but honestly here, would you trust someone who you barely know with money that probably won't pay you back? Again thank you for boosting my company up IOU, JUDITH AND KAREN!!

24 de julho de 2025
Avaliação não solicitada
logotipo da IOU Financial

Resposta da IOU Financial

We are absolutely thrilled that you have had such great experiences and truly appreciate your repeat business! Thank you for giving us the opportunity to help you thrive.

Avaliado com 5 de um total de 5 estrelas

Best in the Industry!

These guys are hands down the best financial institution in the industry. I've been working with them for years now and they never disappoint and they always give me exactly what I need, fast and are very easy to work with.

24 de julho de 2025
Avaliação não solicitada
logotipo da IOU Financial

Resposta da IOU Financial

Thank you so much for your kind words. We are honored to be a part of your business growth and look forward to a continued partnership!

Avaliado com 5 de um total de 5 estrelas

Amazing service

The customer service was amazing. Tammy was fantastic. She walked me through the documents and terms. The terms were fantastic.

21 de julho de 2025
Avaliação não solicitada
logotipo da IOU Financial

Resposta da IOU Financial

Thank you for your comments!

Avaliado com 5 de um total de 5 estrelas

Tammy did a great job with helping get…

Tammy did a great job with helping get funded with IOU financials. She will always treat you professionally and take care of everything.

15 de julho de 2025
Avaliação não solicitada
logotipo da IOU Financial

Resposta da IOU Financial

We appreciate your business and your comments!

A Experiência Trustpilot

Qualquer pessoa pode deixar uma avaliação na Trustpilot. Quem escreve uma avaliação tem a possibilidade de editá-la ou excluí-la a qualquer momento. As avaliações serão exibidas enquanto a conta estiver ativa.

As empresas podem solicitar avaliações enviando convites automáticos. Se classificadas como "verificada", significa que as experiências são verdadeiras.

Saiba mais sobre outros tipos de avaliações.

Contamos com pessoas dedicadas e tecnologia inteligente para proteger nossa plataforma. Descubra como combatemos avaliações falsas.

Saiba mais sobre o processamento das avaliações da Tustpilot.

Aqui estão 8 dicas para escrever ótimas avaliações.

A verificação ajuda a garantir que pessoas reais estejam escrevendo as avaliações publicadas no Trustpilot.

Oferecer incentivos por avaliações ou pedir por elas seletivamente pode distorcer o TrustScore, o que vai contra nossas diretrizes.

Saiba mais