Maria was very calm, knowledgeable, and professional. Ethan was also extremely helpful and knowledgeable. They both explained the entire process clearly and made everything easy to understand. I truly... Ver mais
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Veja o que dizem as avaliações
It was handled very professionally while still being friendly and nice. Hillary Albertson and Tammy Krause could not have been more delightful. Hillary had phone tech issues but remained calm. Tammy... Ver mais
A empresa respondeu
This is a blind-sided decision not because I knew, but the name stands out. It's very understandable as a no nonsense institute for loans with indecent credit approval for clients. Accordingly, it se... Ver mais
A empresa respondeu
This company is extremely competitive. You could spend weeks applying elsewhere, or you could just give them a shot. They’re fast, fair, and make aggressive but reasonable offers. Once I was... Ver mais
A empresa respondeu
Detalhes da empresa
Sobre IOU Financial
Escrito pela empresa
IOU Financial is a leading technology-enabled small business lender providing fast, transparent access to growth capital through a nationwide network of preferred broker partners.
Powered by its proprietary lending platform, IOU seamlessly connects brokers, borrowers, and underwriters in real time—delivering an efficient, relationship-driven alternative to traditional banks.
Since 2009, IOU has originated more than $1.9 billion in financing to help thousands of small businesses across the United States invest in inventory, hire employees, purchase equipment, expand operations, and manage working capital.
We understand that every business is unique, which is why we combine innovative technology with experienced lending professionals who provide personalized guidance throughout the financing process. Our streamlined application and underwriting process helps qualified businesses receive decisions quickly, with funding available in as little as 24–48 hours for many borrowers.
At IOU Financial, we are committed to delivering a straightforward lending experience built on transparency, responsiveness, and long-term relationships. Whether businesses are pursuing growth opportunities or navigating seasonal cash flow needs, our goal is to provide financing solutions that help entrepreneurs move their businesses forward with confidence.
Informações de contato
600 Townpark Lane, 30144, Kennesaw, Estados Unidos
- 866.217.8564
- sbloans@ioufinancial.com
- ioufinancial.com
4,9
Excelente
985 avaliações
Pede aos clientes que avaliem
Esta empresa convida seus clientes a deixarem avaliações, sejam elas positivas ou negativas
Respondeu a 50% das avaliações negativas
Normalmente responde dentro de 24 horas
Como esta empresa usa o Trustpilot
Veja como as avaliações e classificações são obtidas, pontuadas e moderadas.
Tammy was great to deal with
Tammy was great to deal with! Thoroughly explained everything and was very friendly
31 de dezembro de 2024
Avaliação não solicitada
Resposta da IOU Financial
Thank you for your comments!
So far it was good desicion...
18 de dezembro de 2024
Resposta da IOU Financial
We appreciate your comments.
Tammy was very professional
Tammy was very professional, pleasant and easy to work with. She made sure I understood all the terms and made me feel very comfortable with the process.
12 de dezembro de 2024
Avaliação não solicitada
Resposta da IOU Financial
Thank you for your feedback.
This was a seamless process
This was a seamless process. Tammy was great.
11 de dezembro de 2024
Avaliação não solicitada
Resposta da IOU Financial
We're so glad to hear it!
Resposta da IOU Financial
We appreciate your feedback!
Great customer experience
Great customer experience! Fast, efficient, and got the job done:)
11 de dezembro de 2024
Resposta da IOU Financial
Thank you for your comments.
Tammy at IOU Financial was amazing!
Tammy at IOU Financial was amazing!! Highly recommended.
Thanks,
Jason
27 de novembro de 2024
Avaliação não solicitada
Resposta da IOU Financial
We appreciate your feedback!
Really good customer services
Really good customer services
25 de novembro de 2024
Avaliação não solicitada
Resposta da IOU Financial
Thank you for your comments!
Tammy was very positive and informative…
Tammy was very positive and informative and talked about all options while putting no pressure on me .
It was a pleasant way to do business
Thank you
19 de novembro de 2024
Avaliação não solicitada
Resposta da IOU Financial
We're so pleased to hear about your positive experience. Thank you for your comments.
Tammy Tyra was so easy to work with and…
Tammy Tyra was so easy to work with and explained everything fully
16 de outubro de 2024
Avaliação não solicitada
Resposta da IOU Financial
Thank you for your feedback!
Resposta da IOU Financial
Thank you for your comments!
Look Elsewhere
Decent process and terms. However they dragged out closing and surprised me with fees in excess of what was previously agreed to. We agreed to a 1% fee and they hit me with 2.5% + $595 without disclosing that first.
9 de outubro de 2024
Resposta da IOU Financial
We appreciate you taking the time to give us your feedback. Unfortunately, we are not able to control individual companies that provide our loans. However, we do take the time to carefully review the details of your loan during the closing process. If you feel that our services were unclear in any way, we would love to talk with you. If you are interested in speaking with our Client Services team, you can reach them at 866-217-8564. We take our performance very seriously here at IOU Financial and strive to offer upfront and honest services to all our customers. Please let us know if there is anything we can do to improve your borrowing experience.
Resposta da IOU Financial
We think Tammy is great, too! Thank you!
WHEN i REACHED OUT TO IOU FINANCIAL I…
WHEN i REACHED OUT TO IOU FINANCIAL I SPOKE WITH MEYER AND EXPLAINED MY SITUATION WITH THE COMPANY THAT I TOOK OUT A LOAN WITH OVER TWO YEARS AGO ,. I ALSO TOOK OUT TWICW TO INCREASE MY LOAN ONLY TO FIND OUT THE INTEREST I WAS BEINIG CHARED WAS TO BE FORGIVEN ANY TIME I NEEDED A LOAN. THE OLD BALANCE WAS PAID OFF BUT LEARNED LATER, THE INTEREST THAT WAS TO BE MEMOVED ON THE OLD LOAN, IT WAS NOT , I REACHED OUT TO THEM ONLY TO BE TOLD THAT WAS NOT THE CASE. MEYER EXPLAINED THEIR POLICY AS WELL PUT IT IN WRITING THAT IF I NEEDED TO REUP FOR A NEW LOAN I WOULD NOT PAY THE INTEREST ON THE OTHER LOAN.
THE TRANSITION WAS HANDELED VERY PROFESSIONAL AND ONLY TOOK ONE DAY ALSO WAS ABLE TO LOAN ME THE AMOUNT I NEEDED . I WOULD RECOMEND ALL MY FRIENDS THAT OWN THEIR BUSINESS CALL I O U FINANCIL
18 de setembro de 2024
Resposta da IOU Financial
Thank you for your feedback!
Tammy was amazingly helpful
Tammy was amazingly helpful. The process was easy and straightforward.
3 de outubro de 2024
Avaliação não solicitada
Resposta da IOU Financial
We appreciate your feedback.
Very helpful
Very helpful, understanding and went above and beyond! Best experience ever!
3 de outubro de 2024
Avaliação não solicitada
Resposta da IOU Financial
We're so glad to know you had a good experience and we appreciate your business!
Resposta da IOU Financial
We appreciate your feedback!
We had a great experience with Karen
We had a great experience with Karen. She answered every question in a timely manner. We look forward to continue to do business with her.
2 de outubro de 2024
Resposta da IOU Financial
Thank you. We look forward to working with you again in the future!
I have worked with IOU for years and…
I have worked with IOU for years and their processes are first rate. I work with Tammy and she has always been professional and met our company’s needs.
26 de setembro de 2024
Avaliação não solicitada
Resposta da IOU Financial
We appreciate your continued business!!
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