Lendumo Avaliações 14.659

O TrustScore é 4.5 de um total de 5

4,6

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Veja o que dizem as avaliações

Avaliado com 5 de um total de 5 estrelas

Using Lendumo from Australia turned out to be a very positive experience. The process was simple, and I didn’t feel overwhelmed at any stage. Their team was responsive when I had questions, and everyt... Ver mais

A empresa respondeu

Avaliado com 5 de um total de 5 estrelas

Received a pre-approval email at a time when I needed it the most for dental surgery. The process was simple and they helped me keep my payments to what I could afford. Sure the interest rate was hig... Ver mais

A empresa respondeu

Avaliado com 5 de um total de 5 estrelas

I was approved for a loan. Received in a timely matter. Paid off loan easily. My only gripe is that the interest rates are very high and I had to pay back quite a bit of money. I borrowed $400 and to... Ver mais

Avaliado com 4 de um total de 5 estrelas

Rate is to high. Amount per payment is not parallel with others. It was on a weekend and bank was closed so gave this company a try. Fast service, same day deposit with legit verifications along the... Ver mais

A empresa respondeu

Detalhes da empresa

  1. Agência de empréstimos

Escrito pela empresa

Lendumo was built from the ground up with one goal in mind - to make borrowing better. This guiding principle informs every decision we make, from the staff we hire to the servers we use. Our focus allows us to offer our customers a loan experience that’s easier, faster, more convenient, and accessible to more consumers. As a direct lender with proprietary underwriting technology, we can offer our customers Express Funding, a points-based U Rewards program, excellent customer service, and industry-leading data security. We also encourage our customers to borrow responsibly and take advantage of our penalty-free early pay-off policy.


Informações de contato

4,6

Excelente

O TrustScore é 4.5 de um total de 5

15 mil avaliações

5 estrelas
4 estrelas
3 estrelas
2 estrelas
1 estrela

Respondeu a 97% das avaliações negativas

Normalmente responde dentro de 1 semana

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Avaliado com 1 de um total de 5 estrelas

Rude customer service was a potential returning customer

I had a loan with them and paid it off a few months early. I was in the process of starting another one and called in to ask a question. The customer service rep immediately gave a long sigh when I said I had a quick question and said "what is it?!?" With an annoyed tone behind it. I said NVM I don't need this and chose not to give them another dime.

25 de março de 2026
Avaliação não solicitada
logotipo da Lendumo

Resposta da Lendumo

Dear Joshua Allen,

Thank you for sharing your experience with us. We're truly sorry to hear that you interaction didn't fell respectful or supportive. Your feedback has been sent to our Quality Assurance team so we can address it appropriately.

If you have any further questions or concerns, feel free to reach out to Customer Service at (877) 558-1999.

Avaliado com 5 de um total de 5 estrelas

Excellent Company Everything was speedy about the loan

Everything was speedy about the loan. There was no problems. You all are doing an excellent job. The guy I talked to on the phone was nice and courteous. Everything went smoothly and quickly. Great company to do business with! Got the money within a very few minutes!!

Update:
Sorry I had only given you a one star. You definitely provide a 5 star service. I have given you the proper stars now.

22 de março de 2026
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Resposta da Lendumo

Thank you so much for your amazing review and for updating your rating—we truly appreciate it, Anna Holstien! We’re thrilled to hear that your experience was fast, smooth, and hassle-free. It’s especially great to know that our team member made a positive impression by being courteous and helpful. Providing quick, reliable service is exactly what we strive for, so your feedback means a lot. Thank you again for choosing us—we look forward to helping you anytime you need us!

Avaliado com 3 de um total de 5 estrelas

I dislike the fact after getting only a…

I dislike the fact after getting only a fraction of the approved amount, (which wasn't enough to do what I got the loan for) you cant add funds to the principle amount even though only got 400 out of the 2000 approved amount, so unfortunately the 400 wasn't quite enough for what I needed the loan for smdh, so until policies change... 3☆ it is

20 de março de 2026
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Resposta da Lendumo

Thank you for your feedback and for sharing your experience with us, Will. We’re glad we could get you approved, but we sincerely apologize that the amount you received didn’t fully support your needs and that you weren’t able to increase it afterward. We understand how disappointing that can be. Our policies are designed with certain limitations, but we absolutely hear your concerns and will share them with our team for consideration. We appreciate your input and hope to have the chance to earn a higher rating from you in the future.

Avaliado com 4 de um total de 5 estrelas

Speed of loan

23 de março de 2026
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Resposta da Lendumo

Thank you for the excellent review, Leon! We’re so glad the speed of your loan met your expectations. We know how important timing can be, and we’re happy we could provide a quick and seamless experience. We appreciate your trust and hope to work with you again in the future!

Avaliado com 2 de um total de 5 estrelas

I thought it was only four months of…

I thought it was only four months of payments not a year quadrupling the amount I borrowed.

21 de março de 2026
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Resposta da Lendumo

Thank you so much for sharing your experience—we truly appreciate your honesty, customerBev. We’re glad there were some positive moments during your time with us, and that means a lot.

We’re very sorry to hear about the confusion with your payment terms. Expecting four months and discovering it was actually a year—resulting in a much higher repayment—would be upsetting for anyone. We completely understand your frustration and apologize for any miscommunication or lack of clarity.

Your feedback is incredibly valuable, and we’re committed to doing better. If you’re open to it, we would really like the chance to go over your situation with you and help clear things up.

Thank you again for bringing this to our attention.

Avaliado com 5 de um total de 5 estrelas

SHOW ME THE MONEY 💰 🤑

What a great company to get a nice size loan. Quick and easy, hassle free. Definitely recommend using this company. Thanks

12 de maio de 2025
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Resposta da Lendumo

Thank you for your kind feedback, Jaime! We’re thrilled to hear that you found the process quick, easy, and hassle-free. Providing a smooth experience is always our goal. We truly appreciate your recommendation and look forward to serving you again in the future.

Avaliado com 5 de um total de 5 estrelas

I’m having the most amazing experience…

I’m having the most amazing experience with this company, very professional and prompt service based on my emergency needs. I would highly recommend Lendumo 100%.

22 de março de 2026
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Resposta da Lendumo

Thank you so much for your kind words and recommendation, Chan! We’re truly glad to hear that you had a positive experience and that our team could provide the prompt and professional support you needed during an urgent time. We appreciate your trust in Lendumo and look forward to continuing to serve you.

Avaliado com 5 de um total de 5 estrelas

Quick and easy to apply

Quick and easy to apply

21 de março de 2026
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Resposta da Lendumo

Dear Dewayne D. Taylor,

We truly appreciate you sharing your experience with us. We’re grateful to hear the process felt quick and easy—that’s exactly what we strive for. Thank you again for your feedback, and we’re here whenever you need us!

Avaliado com 5 de um total de 5 estrelas

Friendly staff

21 de março de 2026
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Resposta da Lendumo

We’re so glad you had a great experience with us, customerDon! Friendly service is one of our top priorities, and your feedback lets us know we’re on the right track. Thanks again for your support—we hope to see you again soon!

Avaliado com 5 de um total de 5 estrelas

Always GREAT Customer Service Skills…

Always GREAT Customer Service Skills From Whomever I Deals With

3 de março de 2026
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Resposta da Lendumo

We appreciate you taking the time to share this, Kevin King! Consistent, excellent service is our goal, and we’re glad it shows. Thanks for the love and for being part of our community!

Avaliado com 3 de um total de 5 estrelas

High interest rate

20 de março de 2026
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Resposta da Lendumo

Dear Customer,

Thank you for your feedback. Our interest rates are high because we lend to consumers with a wide range of credit histories. This is why we encourage our customers to borrow only the minimum amount necessary and to pay it off as soon as their finances allow. Paying your loan off early will save a significant amount on interest and will not involve any prepayment penalty fees. You can do this via your online account or by calling us 24/7 at 877-558-1999.

Avaliado com 5 de um total de 5 estrelas

The ease with which the application was…

The ease with which the application was completed.

20 de março de 2026
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Resposta da Lendumo

Dear Customer,

We truly appreciate you taking the time to share your experience with us. We’re so glad to hear the application process was smooth and easy for you—that’s exactly what we strive for. Thank you again for your kind words, and we look forward to supporting you every step of the way!

Avaliado com 1 de um total de 5 estrelas

I don't like your interest rate

I don't like your interest rate; I only had your loan for less than a week. I had to pay extra $140.00 that's crazy. I hope I won't have to use you again.

20 de março de 2026
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Resposta da Lendumo

Dear Jessica Brown,

Thank you for taking the time to share your experience with us. We truly appreciate your feedback and understand your concerns regarding the interest and total cost you experienced during the short time you had the loan. Your opinion is important, and we recognize that the additional amount paid can feel frustrating, especially when the loan is used for a brief period.

Our loans are designed to meet short‑term borrowing needs and are not intended to be a long‑term financial solution. Because of this, interest is calculated and prorated daily based on the outstanding balance. Many customers choose to pay their loan off early, often within days or weeks, which can significantly reduce the total cost. Extra payments are applied directly to the principal, and since interest is prorated daily, lowering the principal as early as possible helps save money and allows the loan to be paid off sooner. There are no penalties for early payoff, and customers may make additional payments at any time using a bank account or debit card through their online account or by calling Customer Service.

We also offer a rewards program that many customers find helpful. Through special promotional emails, customers can earn rewards points that may be saved up and redeemed for gift cards to popular retailers or applied directly toward paying down a loan balance. Applying rewards to a loan can reduce the principal balance, which in turn lowers the interest accrued and helps pay the loan off faster. Our website automatically tracks payments, balances, and prorated interest, making it easy to see how extra payments and rewards impact the loan in real time.

Many customers receive same‑day or next‑day funding, which helps resolve immediate financial needs quickly. Some then choose to pay the loan off early—sometimes after only a week or two—once they secure lower‑interest financing elsewhere. Our website and loan agreement clearly explain that this is an expensive form of borrowing, and we encourage customers to use early payoff and extra payment options whenever possible.

We would be happy to review your account and discuss payoff options, rewards, or any questions you may have. Please feel free to contact our Customer Service team at (877) 558‑1999, and we will gladly assist you. Thank you again for your feedback, and we appreciate the opportunity to serve you.

Avaliado com 1 de um total de 5 estrelas

They are the worst idea

They are the worst idea. I could never sign up with this company because of the over priced predatory loans, that has people filing complaints, chapter 11 to suicide. I hate that they practice this form of borrowing. And I'm doing everything I can to let others know to steer clear from this company, before it's too late.

20 de março de 2026
Avaliação não solicitada
logotipo da Lendumo

Resposta da Lendumo

Robert Roland, thank you for your honest feedback—we appreciate you taking the time to share your concerns and for your effort to raise awareness for others.

We’re sorry to hear about your perspective and the serious issues you’ve highlighted. We understand how important transparency and fairness are when it comes to financial decisions, and we regret that this has been your impression.

We value your input and will take it into consideration as we continue to evaluate and improve. Thank you again for your voice and advocacy.

Avaliado com 1 de um total de 5 estrelas

Interest is extremely high!

19 de março de 2026
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Resposta da Lendumo

We appreciate you taking the time to share your concerns, Roxanne. We understand that higher interest rates can be frustrating. Our goal is to provide access to credit for customers across varying financial situations, which can impact the rates offered. We encourage early repayment whenever possible to help minimize interest, and our team is always here to support you if you have questions.

Avaliado com 1 de um total de 5 estrelas

500% interest rate!!!! Really???

OK. People must be real desperate to apply for a loan at 500% interest rate. I guess this is how the rich get richer and the poor get poorer. Sad. I'm really not that desperate.

So instead of a denial of the 500% interest rate, Lendumo says it's my fault the interest rate is so high. No - I am not taking this on me. You all are crooks. Think twice befor taking a loan with these crooks.

17 de março de 2026
Avaliação não solicitada
logotipo da Lendumo

Resposta da Lendumo

Anonymous Customer, thank you for taking the time to share your feedback—we truly appreciate you speaking candidly about your experience.

We’re very sorry to hear that you felt frustrated and disappointed during the loan offer process. We understand how concerning high interest rates can be, and we never want anyone to feel uncomfortable or pressured when considering their financial options. Your concerns about affordability and transparency are completely valid, and we regret that this experience left you feeling this way.

That said, we do want to clarify that loan terms, including interest rates, are influenced by a variety of factors such as credit profile, state regulations, and underwriting criteria. Our intention is never to place blame, but rather to provide options based on the information available at the time of application. We apologize if this was not communicated clearly or came across in a way that felt dismissive.

We appreciate you highlighting this issue, as feedback like yours helps us improve how we communicate and serve our customers. We will be sharing your comments with our team to ensure we continue working toward greater transparency and a better overall experience.

Thank you again for your feedback, and we wish you the very best moving forward.

Avaliado com 5 de um total de 5 estrelas

The Customer service was AWESOME

The Customer service was helpful and knowledgeable.

16 de março de 2026
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Resposta da Lendumo

We’re so grateful for your five-star feedback—thank you, customer Barbara Calvin! It’s great to know our customer service team was able to assist you in a helpful and knowledgeable way. We aim to make every interaction smooth and informative, and we’re glad that came through. Thanks again for your support, and we hope to connect with you again soon!

Avaliado com 5 de um total de 5 estrelas

The staff member was knowledgeable and…

The staff member was knowledgeable and very courteous.

17 de março de 2026
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Resposta da Lendumo

Thank you so much for your five-star review, Teresa Gilley! We truly appreciate your kind words. It’s great to hear that our staff member’s knowledge and courteous service made a positive impact on your experience. We’ll be sure to share your feedback with the team. We look forward to assisting you again soon!

Avaliado com 5 de um total de 5 estrelas

Customer Representative was great and…

Customer Representative was great and the process was easy.

16 de março de 2026
logotipo da Lendumo

Resposta da Lendumo

Thank you for the fantastic review, Laura! We’re so glad to hear that you had a great experience with our customer representative and that the process was easy from start to finish. Your feedback means a lot to us, and we appreciate your trust. We look forward to helping you again down the road!

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