The customer service is always professional. They make sure everything is done to satisfaction the time the loan is processed. You are made to feel like you’re more than a client which makes fo... Ver mais
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Veja o que dizem as avaliações
My experience was absolutely wonderful from the start to the finish. I did not have to wait. The application process online was flawless. Then a representative called me and explained about the entire... Ver mais
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Dealing with magical credit was an easy and smooth experience. Customer service was very helpful and answered all my questions. Applying was easy and the funds were deposited very quick after approval... Ver mais
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After 5 years they still keep changing the rules to qualify. And denied previous guidelines. To a point they suggest they will give me Extended Payment Plan as a one-time courtesy; when in fact I had... Ver mais
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Detalhes da empresa
Escrito pela empresa
Welcome to our official Trustpilot page! Whether you're managing unexpected personal expenses or looking for working capital to scale your business, our family of brands provides tailored, transparent financial solutions built around your needs. Our Family of Brands: Magical Credit (magicalcredit.ca): Flexible personal and installment loans featuring predictable payments and accommodating criteria to give your budget breathing room. Magical Business (magicalbusiness.ca): Merchant Cash Advances tailored for small and medium enterprises, offering flexible upfront capital that adapts to your daily sales. Magical Cash (magicalcash.ca): Fast, secure, and confidential short-term payday loans to bridge the gap before your next paycheck. Our Commitment to You We prioritize clear terms, fast decisions, and simple online processes with zero surprise fees. Your honest feedback helps us continuously improve our services and helps future customers make informed financial decisions. Have you used one of our services recently? Please share your experience below!
Informações de contato
970 Lawrence Ave W #402, M6A 3B6, North York, Canadá
- +1 855-639-6888
- info@magicalcredit.ca
- magicalcredit.ca
4,6
Excelente
315 avaliações
Sem histórico recente de pedidos de avaliações
Esta empresa não convidou os respectivos clientes recentemente, portanto as avaliações podem não ser representativas
Respondeu a 100% das avaliações negativas
Normalmente responde dentro de 1 semana
Como esta empresa usa o Trustpilot
Veja como as avaliações e classificações são obtidas, pontuadas e moderadas.
Good customer service and responsive…
Good customer service and responsive communication, very polite and respectful customer engagements. Quite a remarkable approval process; no doubt fear or second guessing on your part, magical will make your desire a reality with a positive impact and attributes to your heart’s expectations and with a positive outcome.
Customer:
R Arthur
6 de junho de 2026
Avaliação não solicitada
Resposta da Magical Credit
Wow, thanks for the lovely review, R Arthur. We'll be sharing your review with our team. I know they'll be ecstatic to hear about it. We hope you have a Magical weekend ahead. Thank you for choosing Magical Credit.
Professional
Very, professional, very efficient
You will get the feeling you are dealing with a solid trustworthy lender, and you are!
Thank you
6 de junho de 2026
Avaliação não solicitada
Resposta da Magical Credit
Thanks for that, Chris. That really makes us feel we're doing everything right here. Have a Magical day!
Another great experience
Another great experience. I had a real bad financial emergency and still trying to recover and magical came through for me. 10 stars
4 de junho de 2026
Avaliação não solicitada
Resposta da Magical Credit
We're here to help, Sharon! And we appreciate you taking the time to leave us a review as well. Have a Magical weekend ahead
TERRIBLE COMMUNICATION
So I am updating my review today because of the horrendous communication from these people!
I go on the website this morning to pay off my current loan and then go through the new application to find out I can't submit my banking information.
I call and speak to someone in customer service. I am then told that magical credit is no longer offering loans to residents of alberta.
My jaw dropped as I realized I was just screwed over on the money I sent.
Magical credit NEVER sent out any notifications to me via email or text stating these changes. I am now out $171.00 because magical credit once again changed policies without notifying clients.
DO NOT USE THIS COMPANY!!!
29 de maio de 2026
Avaliação não solicitada
Resposta da Magical Credit
Hi Jenna,
Thanks for the review. We'll review your history with us to understand why the approval process has been slower than you expected from us.
I would like to apologize because the communication regarding our policy change could have been better. We'll bring this up to our team and use it as a case study on how to handle communications from now on. Thanks for describing your issues in detail, as it helps us to improve.
Have a Magical weekend ahead!
Resposta da Magical Credit
Thanks, Adam! Have a Magical weekend ahead!
Resposta da Magical Credit
Thank you so much for the review, Juliet. Have a Magical weekend ahead.
Was quick easy and simply put
15 de maio de 2026
Avaliação não solicitada
Resposta da Magical Credit
Thanks, Glenda. That's exactly what we're aiming for. Have a Magical weekend ahead!
Quick and easy to follow to be able…
Quick and easy to follow to be able when it comes to be in need
Of help
26 de maio de 2026
Avaliação não solicitada
Resposta da Magical Credit
It's been our pleasure, Rene! Thanks for choosing Magical Credit. Have a Magical rest of your week!
Supportive
Indeed, magical because the favor I asked was promptly answered.
I was so grateful to this company where the bunch of personnel are well -equipped with understanding and wit.
I thank you.
25 de maio de 2026
Avaliação não solicitada
Resposta da Magical Credit
We'll always do our best to accommodate any customer, Lily. We're happy we could accommodate your needs. Thanks for choosing us and for leaving us this lovely review. Have a Magical week ahead!
The application process was very easy and straight forward
The customer service was on point and very helpful with the questions I was asking and the application process was very straightforward and easy
22 de maio de 2026
Avaliação não solicitada
Resposta da Magical Credit
That's great, Rodney! Thank you so much for the review. Have a Magical week ahead.
Simply Amazing!
I have used Magical Credit multiple times and it's because they provide fantastic service. If I have questions, they provide a response right away and whenever I need a loan, it's always processed quickly. Couldn't ask for more!
22 de maio de 2026
Avaliação não solicitada
Resposta da Magical Credit
That's great to hear, Maria! We're super happy to have you with us. Have a Magical day!
Great service fast service friendly…
Great service fast service friendly agents. Great app easy to use
22 de maio de 2026
Avaliação não solicitada
Resposta da Magical Credit
Hi AB! Thanks for the review. We appreciate it. Have a Magical week ahead!
Customer service is top shelf.
22 de maio de 2026
Avaliação não solicitada
Resposta da Magical Credit
Thanks, Larry! Have a Magical week ahead.
Resposta da Magical Credit
Thanks, customer! Have a Magical rest of your week.
Amazing customer service
Amazing customer service, helpful and fast service
21 de maio de 2026
Avaliação não solicitada
Resposta da Magical Credit
Thank you so much, Jocelyn! And thanks for choosing Magical Credit. Have a Magical week ahead.
Fast service
20 de maio de 2026
Avaliação não solicitada
Resposta da Magical Credit
Thanks, Josephine. Have a Magical week ahead!
Getting a loan was fast and easy
19 de maio de 2026
Avaliação não solicitada
Resposta da Magical Credit
That's awesome to hear, N.K.! Have a Magical rest of your week!
A new customer's perceptions.
For me, Magical Credit seemed to require a lot of detail for a small loan. And, I had the feeling there was auto-responders and/or a.i. out of sync with my direct emails. Otherwise, Magical Credit was fine (at one previous time, a loan was denied, and this time it was confirmed; so that was a benefit that my situation was reassessed or the types of loans offered were expanded).
18 de maio de 2026
Avaliação não solicitada
Resposta da Magical Credit
Hi Linda! Yes, we tend to be more thorough than other lenders before coming to a decision. Our M.O. here is based on the thinking that it is on everyone's best interest if we don't burden customers with more debt than necessary. We always want to make sure a borrower can actually follow through with their loan payments if we are to approve them. And yeah, we do use some automated emails - we apologize for any emails that didn't quite match what you were asking about or responding to. We'll make sure to review our communication with you and improve anything that needs to be improved. Thanks for taking the time to leave us a review and thanks for choosing Magical Credit! Have a Magical rest of your week.
Easy and fast
15 de maio de 2026
Avaliação não solicitada
Resposta da Magical Credit
Thank you, Tammy! That's what we're aiming for: Easy and Fast. Have a Magical week ahead.
I absolutely love Magical Credit
I absolutely love Magical Credit. I have small emergencies in times between pays and can always trust M.C will be there for me. I love the fact that the more you use them the more repayment options you get which makes it very easy on the wallet. Thank you Magical Credit for being there and being AWESOME
15 de maio de 2026
Avaliação não solicitada
Resposta da Magical Credit
Hi Geoffry! And Magical Credit absolutely loves reviews like yours. They show us we're on the right path to do what's best for our customers. Thank you for being an awesome customer and for choosing Magical Credit for your funding needs. Have a Magical rest of your week!
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