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I've downloaded and deleting four budgeting apps before this one. They all wanted me to categorize everything, check in regularly, nd keep some kind of streak going. That's not really what I'm looking for__I just want a simply way to see If I'm leaving anything on the table. This one was much simpler. It asked me two questions and gave me a number, without making me constantly manage the app. I paid $49 for the year mainly because I don't want to have to remember to go back and check regularly. The alerts have also been quiet, which is honestly exactly what I wanted.

The free calculator is useful and I want to say that before the rest of this.

I paid for Watch because I wanted the monitoring. My credit union would not link. Not once, not after four tries, not after clearing everything and starting over. So I wrote to support. Then I wrote again three days later. Then again.

Nine days and I got nothing back. Not a holding reply, not a ticket number, nothing. I ended up disputing the charge with my card, and it was only then that anybody got in touch.