Great experience with Offa. Getting the DIP was really easy and straightforward. Massive thanks to Qadeer Malik and Ibnan Ali for all their help!
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Veja o que dizem as avaliações
We had a great experience using Offa for Islamic financing of our first house purchase. Despite the uncertainty with their funding situation in September, everyone we spoke to from Offa were informati... Ver mais
You are my buyers' lender. We have suffered massive delays because of you. Everyone in the chain has been ready to go since 31st July. We are now 4 weeks behind initially proposed completion date of 7... Ver mais
A empresa respondeu
As a first time buyer, this experience was quite daunting at first as everything felt unfamiliar. However, OFFA’s service has been nothing short of amazing from the start. Not only are they i... Ver mais
Detalhes da empresa
Escrito pela empresa
Founded in 2019, Offa is the UK's first hala bridge finance provider, now also offering our Home Purchase Plan, buy-to-let and bridge-to-let, operating in accordance with Islamic finance principles. Faith is at the core of Offa’s vision, brand and service, enabling British Muslim property investors and others seeking ethical capital to access Sharia-compliant finance and realise their potential as they move up the property ladder. Offa’s experienced senior team are among the leading names in UK Islamic finance, bringing innovation to the market by creating a faster, smarter, and easier service through direct and broker channels to meet this large and previously unfulfilled demand. Gulf Islamic Investments took a majority stake in the Birmingham-headquartered company in 2022.
Informações de contato
Reino Unido
- offa.co.uk
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Respondeu a 88% das avaliações negativas
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Nagina Haroon was excellent
Nagina Haroon was excellent throughout the entire application process. She replied my emails very efficiently. I will highly recommend her.
OFFA Finance has genuinely been a…
OFFA Finance has genuinely been a breath of fresh air in the Islamic Finance market. Working with them has always felt smooth, supportive, and refreshingly straightforward.A big thank you to Tahir Ahmed for his endless support. He consistently goes above and beyond to make sure our mortgage cases progress without stress, and his calm, reassuring approach makes every stage of the process easier for everyone involved.I’m also truly pleased to hear that Saalik is back after facing some extremely challenging times. Welcome back, Saalik — I’m really looking
Great Experience with Offa and Hamza
We’ve had a really positive experience with Offa so far. A special thank you to Hamza Mahmood, who has been incredibly helpful, responsive and supportive throughout. He kept us updated and made the process much easier, particularly as we were applying with self-employed income.
We’ve now signed our HPP agreement and, based on our experience so far, would happily recommend Hamza and Offa to anyone considering Sharia-compliant home finance.
Couldn’t recommend more highly!
I was very apprehensive at first as I was under the false impression taking out an Islamic Mortgage would be a long and tough process.
Nagina was excellent from start to finish. A very quick contact call following my online enquiry and speedy responses throughout the process.
Thank you so much to the team at Offa. A truly life changing experience for a matter so important.
I had an excellent experience with…
I had an excellent experience with nagina Haron . Very professional cleared all my doubts
I had an excellent experience with…
I had an excellent experience with Qadeer Malik, Hamza Mahmood and Shayfir Rehman throughout my home finance application. From the very beginning, Qadeer made the entire process straightforward and stress-free. He explained every step clearly, answered all of my questions with patience, and ensured I fully understood my options before making any decisions.
Qadeer was professional, knowledgeable, approachable, and incredibly responsive throughout the application. His attention to detail, honesty, and genuine willingness to help gave me complete confidence in the process. He kept me informed at every stage and made what could have been a daunting experience feel smooth and pleasant.
I would highly recommend Qadeer Malik to anyone looking for a trustworthy and dedicated home finance advisor. His outstanding customer service and expertise made all the difference.
Clear cut service
Nagina was very helpful throughout the process, and appreciate her prompt reply to all our queries. She was patiently handling all the requests. Jezakhallah for all the support and highly recommend!!
Good service
excellent and quick service by Shajia
Pleasant experience
Overall, I had a pleasant experience with Offa's Islamic HPP product. Nagina Haroon was also a very helpful and kind finance advisor. Therefore, I would recommend it to others.
Only minor complaint would be that instead of asking for all documents at once, they were requested at staggered intervals and so it didn't feel that organised.
Mortgage & Protection Adviser
As a Mortgage & Protection Adviser, I have worked closely with Offa on a number of cases and have had a very positive experience throughout.
Most importantly, my clients have been extremely happy with the service they have received. The entire process, from the initial enquiry through to completion, has been smooth, professional and well managed.
The BDMs, case managers and wider Offa team have always been approachable, responsive and willing to help. Communication has been excellent, and they have provided support at every stage of the journey.
As an adviser working regularly with clients seeking Islamic finance solutions, it is reassuring to work with a lender that understands both the adviser and client experience. Offa has consistently delivered a high level of service and professionalism.
I would like to thank the whole team for their continued support and look forward to working with Offa on many more cases in the future.
Mukther Hossen
I had a great experience with Offa
I had a great experience with Offa, an Islamic Shariah-compliant HPP provider. From my initial enquiry through to receiving my offer letter, the whole process took just over 2 weeks, which was incredibly fast and efficient.
From the beginning, Osaama Hussain handled my initial enquiry quickly and professionally and got me booked in for a Decision in Principle (DIP) a couple of days later.
I then worked with Nagina Haroon, who carefully reviewed my finances and successfully secured my DIP. A couple of days after that, she supported me with my full application submission, explaining everything clearly and in detail and helping me put together a plan that was best suited to my situation.
Nagina really went above and beyond, booking me in for a slot close to her finishing time and even staying behind to help me complete and submit the application. This meant I was able to reserve and put an offer on the property I was after without losing out on it, which I really appreciated.
Once submitted, my application was sent to the underwriters, who arranged the valuation and issued an offer letter in just over a week.
Overall, I see Offa as a Shariah-compliant, ethical, and one of the easier and more accessible ways of buying a home, especially with the range of options available that help with affordability, such as 5% deposits, family assist, up to 7x salary borrowing, and gifted deposits.
The experience was smooth, well-managed, and far quicker than I expected. I really appreciate the support and professionalism from Osaama Hussain, Nagina Haroon, and the wider Offa team throughout.
Qadeer handled the refinance of a Ltd…
Qadeer handled the refinance of a Ltd company BTL application. Was a stress free process thanks to him answering all questions in a swift manner. I will be using you again for the next company purchase inshaAllah. Thank you for also recommending solicitors experienced in Shariah finance 👍🏼
OFFA- Excellent Service and Teamwork
Last week, I dealt with OFFA on an extremely urgent case and it was our company's first case with OFFA. the onboarding was done within a day.
OFFA fully understood the situation and responded with remarkable efficiency. Their underwriting team, specially the Senior Underwriter , liaised with me on a priority basis to safeguard the client from potential losses, ensuring that all requirements were handled without delay.
The case was Offered within just a few hours of submission, followed by a very swift completion process. Throughout the journey, * the senior intermediary and product manager also played a vital role in facilitating communication and supporting the progress of the case.
The client was extremely satisfied with the outcome, and I can confidently say that the service provided by OFFA could not have been better. The collaboration, responsiveness, and professionalism demonstrated by everyone involved were truly exceptional.
First Time Bridge Finance
I wanted to buy a property from auction and thought Islamic Finance could not be arranged in time.
14 days to close on a 250K property and Offa made it happen. I felt like I had my own little team :)
Thanks to everyone
What a fantastic broker experience
What a fantastic broker experience, from start to finish, the support has been way above my expectations. The initial contact with Saalik and then the underwriting working late Friday evening, yes that is right late Friday evening !!! A smooth professional process, Offa definitely has brought something new to the table!
Complex made simple
A very complicated deal with an Ex-PAT based in Dubai and a Buy to Let property in England, and the requirement for the product to be Shariah compliant - all made extremely easy with the entire Team at Offa ably assisting
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