UCO Bank Avaliações 

Would rate minus if I could.
UCO Bank, congratulations on making one of the simplest banking activities an absolute nightmare.

My account was blocked without prior intimation or any clear explanation. I spent TWO DAYS trying to get this resolved through your online grievance redressal desk. The response? Repeated template messages asking me to share details I'd already provided, or call customer care or visit my home branch.

Customer care has no straightforward option to speak to an actual human being. So, after two days of getting absolutely nowhere, I gave up and visited your 16th Main branch.

And what a spectacular experience that turned out to be.

First, apparently, reactivating an account takes an HOUR. Then comes the physical form-filling exercise. Once that's done, you get the privilege of sitting and waiting while employees finish their own work before bothering to attend to customers who are already waiting. Because apparently, the employees' tasks cannot wait, but customers certainly can.

And the best part? I'm medically unwell, sitting in your branch, waiting to access MY OWN MONEY. Money that I should never have had to fight this hard to access in the first place.

Let's recap:
- 2 days wasted chasing the grievance desk.
- No meaningful response or resolution.
- No accessible customer care representative.
- An unnecessary branch visit.
- An hour-long reactivation process.
- Physical paperwork and more waiting.
- Absolutely no sense of urgency or customer empathy.

All this just to access my own bank account.

A suggestion to UCO Bank:
Before launching more banking services or talking about customer experience, perhaps start with the basics. Train your employees to respect customers' time, make grievance redressal functional, provide accessible customer support and stop treating people seeking access to their own money as an inconvenience.

I am closing this account the moment my funds are transferred out. I have absolutely no intention of continuing a banking relationship with an institution that has demonstrated such disregard for its customers.

And to anyone considering opening an account here: PLEASE SAVE YOURSELVES.

A bank is supposed to safeguard your money and make it accessible. At UCO Bank, apparently, you need patience, multiple escalations, physical paperwork and a whole lot of luck just to get that privilege.

You haven't just lost my trust. You've made sure I will actively discourage others from placing theirs in you.

Uco bank one of the worst banks I recommended. First my account was open on a 0 balance account later they told me that it was changed to 1000 rupee min balance i said nothing and agreed later my balance started to deduct and when I enquired about it they told me that bank charges quarter charges of 3 months in which you should have 2000 maintain in your bank. Keeping it in uco bank is worse then keeping my money in a piggy bank atleast my money is more safe in a piggy bank then uco bank. I transferred 2588 in my uco bank and bank charged me 587 for min balance like wow and now today 27 sept 2026 i was having 1355 then bank charged me 348 for min balance charges

Very poor customer service.The staff at Chalakudy branch is very rude

Worst bank. Everytime they’re blocking my UPI transaction since last 4 days i am not able to pay anywhere. Worst bank ever soon I will soon change from this bank to another i have suffered a lot.
Highly disappointed

This a worst Bank in India. I suggest each and every one not to do banking and finance services with this.. as per my personal experience I suggest everyone. I was running my family and company account with this Bank for 5 years and one day my uncle made an complaint on Bank that I am a fraud person and shows also police complaint letter. Bank manager block my account after that I reached out to court and there my uncle withdraw all false charges and complaint against me and court also warned my uncle due to family property dispute not to do any false work in court against me in future. After that I try to give court order copy but branch manager refuse with saying that he has blocked my account due to police notice received to him and investigation officer say that no letter was given to my bank and later on one employee of Bank says that manager has taken bribe for blocking my account from my uncle