Hit and run not covered!
Had RTA with another cyclist who pulled out on me from a junction resulting in significant damage to my bike and me requiring hospitalisation. They fled the scene and despite filing a report to police, British Cycling refused to support with damages caused to my bike because I don’t have details of the 3rd party. I appreciate personal injury and wearable gear (GPS etc) is only covered at the highest premium tier, but I would have thought at least my bike would be covered but apparently not. Makes me question whether the £54 annual premium represents value for money as I’d be better off bolting extra cover to my home insurance? Food for thought people. Ride safe.








