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Detalhes da empresa

  1. Financiamento e Empréstimo de Carros

Escrito pela empresa

Capital Car Finance Limited is a specialist UK car finance broker focusing on low-rate PCP and Lease Purchase solutions for both new and used vehicles. With over 18 years of experience in the motor finance industry, we pride ourselves on offering transparent, competitive, and market-leading finance options, often at significantly lower rates than those available directly through main dealerships. We work with a wide panel of trusted lenders, allowing us to tailor finance packages to suit each customer’s individual circumstances. Whether you are purchasing your next vehicle, refinancing an existing agreement, or simply exploring your options, our aim is to make the process simple, stress-free, and fully informed from start to finish. At Capital Car Finance, we believe in a professional, pressure-free approach. Our experienced team takes the time to explain every aspect of your finance agreement clearly, ensuring you feel confident and comfortable with your decision. We do not believe in hidden charges or rushed decisions, only honest advice and straightforward solutions that put the customer first. Our customers regularly choose us because of our fast response times, excellent communication, and ability to secure highly competitive rates. In many cases, we are able to beat dealership finance offers while also providing a more personal and dedicated level of service. Based in Nantwich, Cheshire, we serve customers across the UK and are proud of our reputation for reliability, integrity, and exceptional customer care. From first enquiry through to payout, our team works efficiently to ensure a smooth and seamless experience. Capital Car Finance Ltd is FCA regulated and fully committed to responsible lending, transparency, and maintaining the highest professional standards in everything we do. Our goal is simple: to help our customers secure the best possible car finance deal with confidence and peace of mind.


Informações de contato

4,3

Excelente

O TrustScore é 4.5 de um total de 5

13 avaliações

5 estrelas
4 estrelas
3 estrelas
2 estrelas
1 estrela

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Avaliado com 5 de um total de 5 estrelas

My experience with Capital Car Finance…

My experience with Capital Car Finance was excellent from day one. When I first spoke to Tom, I immediately felt confident, and even when things became a bit uncertain towards the end, I trusted him completely to get the deal over the line—and he did.
I truly can’t thank Tom enough for everything he did to secure the finance for my new car. He went above and beyond his duties, showing exceptional commitment throughout the process. His customer service was second to none—always polite, professional, and understanding.
Tom is a real credit to the company, and because of the outstanding service I received, I wouldn’t hesitate to recommend Capital Car Finance to family and friends.

25 de março de 2026
Avaliação não solicitada
Avaliado com 5 de um total de 5 estrelas

I dont usually leave reviews

I dont usually leave reviews, however the service that I was provided by Tom was exceptional! I was struggling to find finance for my vehicle at an affordable rate but Tom managed to secure me a great deal! I cant thank you enough! Seamless process from start to finish. Thank you again. most definitely highly recommended by me.

26 de janeiro de 2026
Avaliação não solicitada
logotipo da Capital Car Finance Limited

Resposta da Capital Car Finance Limited

Thank you so much for taking the time to leave such a fantastic review, Kris. It genuinely means a lot to us.
We’re delighted to hear that Tom was able to help you secure a great deal and make the whole process smooth and stress-free. Helping customers find affordable, well-structured finance is exactly what we aim for, so your feedback really reinforces what we stand for.
I’ll be sure to pass your kind words on to Tom – he’ll be thrilled to read this.
Thank you again for choosing Capital Car Finance and for recommending us so highly.

Avaliado com 5 de um total de 5 estrelas

Absolutely amazing staff thank you for…

Absolutely amazing staff thank you for everything my finance was arrange ASAP and was the best deal around highly recommended

20 de novembro de 2025
Avaliação não solicitada
logotipo da Capital Car Finance Limited

Resposta da Capital Car Finance Limited

Hi Kevin, thank you so much for your fantastic review. We’re really pleased to hear you found the team amazing and that we were able to arrange your finance quickly while securing you the best deal. Making the process fast, simple, and stress-free is exactly what we aim for, so your feedback means a great deal to us. We truly appreciate your recommendation and look forward to helping you again in the future.

Avaliado com 5 de um total de 5 estrelas

Better rate than the dealer

I found Capital Car Finance online and got a quote via their calculator. I have been quoted 11.9%APR by the main dealer, but they managed to get me 7.9%APR through a main lender, genuinely saved me £50 a month. What I also liked was the fact they helped me all the way through the process, looking at cars, keeping the dealer up to date, paying the funds when it suited me to go and get the car. Will definitely use them again.

6 de janeiro de 2026
Avaliação não solicitada
logotipo da Capital Car Finance Limited

Resposta da Capital Car Finance Limited

Thank you so much for taking the time to leave such a detailed and positive review. We’re delighted that we were able to secure you a significantly better rate than the dealership and help save you money each month.

It’s great to hear that you valued the support we gave throughout the whole process, from keeping the dealer updated to arranging the payout at a time that suited you. Making everything smooth, flexible, and stress-free is exactly what we aim for.

We really appreciate your trust in Capital Car Finance and look forward to helping you again in the future.

Avaliado com 5 de um total de 5 estrelas

Full Service even when things went wrong

Captial car finance arranged competitive finance on a car for me. On day 2 several warning lights appeared and the dealer refused to engage rejecting all my consumer rights. Alex Cama and the team were exceptional. Supporting me through the whole process with the finance company and the rogue dealer. Eventually coming to a full resolution and return of the car & cancellation of the agreement. FULLY RECOMMENDED and i will be using you again ... this time with not such a pirate of a dealership.

8 de maio de 2025
Avaliação não solicitada
Avaliado com 1 de um total de 5 estrelas

Brokering deals with bad banks

Unfortunately capital car finance set me up with a bank that I’ve had nothing but issues with (Paragon bank).
The car I purchased with the finance was faulty, and even after a financial ombudsman decision to wrap up the agreement and repay me back my deposit the bank continue to ignore this and I don’t have the monies back nor do I have the car. I’ve had to pay out of pocket for a deposit on another just to have a vehicle.
Although not due to the broker directly I really think it reflects poorly on them if they continue to bring custom and charge brokerage fees for setting up customers with banks that don’t even abide by ombudsman decisions.
Don’t use them… money saving expert says cheapest way to finance a car is with a personal loan. You can get quotes for that through compare the market or other such sites. If I’d had a personal loan it potentially would have been easier to progress a resolution with the faulty car simply through the retailer or a section 75 with deposit paid on credit card. (This is what I’ve done on my new car).
Absolute nightmare avoid avoid and get a personal loan instead if you can.

12 de julho de 2024
Avaliação não solicitada
Avaliado com 5 de um total de 5 estrelas

Brilliant Service

Alex was amazing from start to finish.
First PCP ever taken and he explained it all clearly for me.
Always at the end of the phone.
100% recommended. I’ll be using them again next time.

19 de agosto de 2024
Avaliação não solicitada
Avaliado com 5 de um total de 5 estrelas

Five star service

Tom at Capital was fantastic from start to finish, he even responded to my emails in the evening when that wasn’t expected. He answered the phone fast, called me back when promised and simply put delivered a first class service. Great communication at all times and a really competitive deal made this a no brainer for me. I don’t think I will ever look anywhere else again for car finance. 10 out of 10!

27 de novembro de 2023
Avaliação não solicitada
Avaliado com 5 de um total de 5 estrelas

Brilliant service and best rates available

Used CCF for a PCP finance deal on a new car. Had shopped around for the best rates and CCF were the best quoted rates I found. Tom's personal approach was great and he was extremely responsive via email and text throughout the process. He was also happy to answer questions to support with meeting some tight turnarounds I had requested, and was able to provide guidance on finance options I hadn't previously considered. This personal, professional and honest approach was brilliant and made the process easy and relatively stress free. Picked the car up yesterday and even the dealer said it was rare to have a broker so responsive to actions which I greatly appreciated. Would recommend CCF and Tom to anyone who is looking for car finance, and wouldn't hesitate to use them again in future.

6 de novembro de 2023
Avaliação não solicitada
Avaliado com 5 de um total de 5 estrelas

Superb

Second time using these guys as they handle everything and it’s easy. They are fast, have great customer service and above all their rates are WAY lower than what you’ll get offered by the dealer. Cheers to James for sorting my deal out.

6 de março de 2023
Avaliação não solicitada
Avaliado com 1 de um total de 5 estrelas

Steer clear of this cowboy firm garage

Steer clear of this cowboy firm garage. Damaged my car while servicing it and then ignoring emails with photos of damage they caused. Not willing to repair the damage they caused

19 de fevereiro de 2021
Avaliação não solicitada
logotipo da Capital Car Finance Limited

Resposta da Capital Car Finance Limited

Not us mate, can you please correct and amend. Thanks

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