Clockwise Credit UnionAvaliações 

915
O TrustScore é 4.5 de um total de 5

4,6

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Veja o que dizem as avaliações

Avaliado com 5 de um total de 5 estrelas

Great communication from the Nottingham branch, very helpful and friendly. it was my first experience using clockwise, and would highly recommend them, I did my identity check with hooyu very straight... Ver mais

Avaliado com 5 de um total de 5 estrelas

Brilliant customer service from Clockwise Credit Union. So helpful and easy to deal with. Even with bad credit, they look at more than just your score. If your Child Benefit goes into your Clockwise a... Ver mais

Avaliado com 5 de um total de 5 estrelas

Never really had any problems, application not to bad quick decision and same day usually. Would definitely use again and tell people how good clockwise is. Thank you

Avaliado com 5 de um total de 5 estrelas

It was my first time using any credit union. I didnt have photo ID, so the selfie picture is a great idea. From first starting the loan process to actually getting the loan in my bank was 2 weeks n th... Ver mais

Detalhes da empresa

  1. Cooperativa de Crédito
  2. Serviços Financeiros Alternativos
  3. Instituição Financeira
  4. Agência de empréstimos

Sobre Clockwise Credit Union

Escrito pela empresa

loans We are a fair, responsible and people focused credit union, providing a range of financial products and services to the local communities of Leicester, Leicestershire, Rutland, Northamptonshire, Coventry and Warwickshire.

Credit unions can consider all loan applications from people in our communities, regardless of background, including those who are in receipt of benefits. A credit Union is also a not-for-profit organisation, our focus is on improving the financial well-being of our members and helping the local community.

How we can help

Loans

loans We offer loans from £50 up to £15,000 and with fast decisions online, no hidden fees or penalties and we consider all applicants, regardless of circumstances.

Savings

loans Our flexible, easy access savings accounts offer great value for everyone! Whatever you are saving for, saving regularly helps you to manage your money better.

Current Account

loans Manage your normal day-to-day spending. You can pay bills, set up direct debits or standing orders and receive any salary or benefit payments.

Why we are different

What sets us apart from mainstream banking institutions is that we are a not for profit co-operative organisation. This means that money that members make and save from being a member stays in the local community. By coming together as a co-operative it gives all members access to low cost loans, as little as 8.7% APR.

As an ethical lender we assess each loan application on individual circumstances thereby enabling us to consider everyone, irrespective of their credit status or personal circumstances.

When you join Clockwise you benefit from becoming a shareholder; and all cash surplus generated is divided between our members as interest on savings & rewards for good borrowers.

Members are central to everything we do and are the heart of our strategy.

Escrito pela empresa

Vision
We want to be the first and best choice when it comes to helping people with their money. Whether you’re already a member or someone who wants to join us in the future, we aim to be the best choice for providing financial services. We’ll work hard to earn your trust and show you that we can take care of your needs and help you achieve your financial goals
Mission
Our Credit Union’s mission is to be responsible and caring, not just focused on making money. We want to show something special called the “credit union difference.” This means we will be fair, honest, and creative in how we offer financial products and services to our members. We value our members’ opinions and want to work together as a team. Our goal is to build strong relationships with our members and the community. Because we are owned by our members, we consider their needs first: this helps us stand out against banks and other financial organisations. By being strong financially, we can offer reliable and affordable options to our members. This will help them and the community as a whole to be financially better off. Our main focus is on people, not just profits.

Your circumstances considered

Fair and affordable credit

Fair and affordable credit
We consider all circumstances. We’ll aim to give you an instant decision or we’ll let you know within 1 working day and put the money into your account the same day! Repay weekly, fortnightly or monthly by debit card, standing order or from your benefits. No fee if you need to change.

Informações de contato

4,6

Excelente

O TrustScore é 4.5 de um total de 5

915 avaliações

5 estrelas
4 estrelas
3 estrelas
2 estrelas
1 estrela

Pede aos clientes que avaliem

Esta empresa convida seus clientes a deixarem avaliações, sejam elas positivas ou negativas

Respondeu a 36% das avaliações negativas

Normalmente responde dentro de 1 semana

Como esta empresa usa o Trustpilot

Veja como as avaliações e classificações são obtidas, pontuadas e moderadas.

4,6

Todas as avaliações

(915)

360 avaliações nos últimos 12 meses

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Avaliado com 1 de um total de 5 estrelas

Thought the service was fantastic to…

Thought the service was fantastic to start, until I tried to renew my loan after paying in full and was rejected. Was told it was due to my financial situation, however I had gotten myself a job and clear some debts at this time. Seems to me they give you the first load to get the customers in and then don’t care after that

1 de julho de 2025
logotipo da Clockwise Credit Union

Resposta da Clockwise Credit Union

We understand how frustrating it can feel to be declined after repaying a previous loan in full, especially when your circumstances may have improved in some areas. A good repayment history with us is always taken into account and does matter. However, each new loan application has to be assessed based on the member’s current overall financial situation, affordability, and our responsibility to lend safely.

As a credit union, we are here to support our members, not to encourage borrowing that may not be affordable or suitable at the time. Declining an application is never something we do lightly, and it does not mean we do not value you as a member.

We would be happy to talk through the decision with you and explain what may need to change before a future application could be considered.

Avaliado com 5 de um total de 5 estrelas

The Clockwise team were great!

The Clockwise team were great from the beginning. Asked me for all the correct information which I provided and were very patient with the whole process! Would highly recommend, including the saving packages available and advise on money management!

15 de maio de 2026
Avaliado com 5 de um total de 5 estrelas

Low loan rates

I have always borrowed money via credit union due to their exceptional good rates . The process is easy and simple. I also like that you can top up your loan fees and hassle free.

27 de abril de 2026
Avaliado com 1 de um total de 5 estrelas

Worst company

Worst company. Keep you in debt and never helpful towards vulnerable customers. Do not take a loan out with these guys. You will regret!!

29 de abril de 2026
logotipo da Clockwise Credit Union

Resposta da Clockwise Credit Union

Hi Husain, we’re sorry to hear you feel this way.

Clockwise is a credit union and we take our responsibility to support members, including vulnerable members and those in financial difficulty, very seriously. We can’t discuss individual accounts in a public review, but we would like to understand what has happened and look into your concerns.

Please contact us directly at hello@clockwise.coop so the team can review your account and discuss what support may be available.

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