The customer service is always professional. They make sure everything is done to satisfaction the time the loan is processed. You are made to feel like you’re more than a client which makes fo... Ver mais
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Embora não verifiquemos afirmações específicas porque as opiniões dos avaliadores são pessoais, podemos marcar as avaliações como "Verificadas" quando for possível confirmar que houve uma interação comercial. Leia mais
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Veja o que dizem as avaliações
My experience was absolutely wonderful from the start to the finish. I did not have to wait. The application process online was flawless. Then a representative called me and explained about the entire... Ver mais
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Dealing with magical credit was an easy and smooth experience. Customer service was very helpful and answered all my questions. Applying was easy and the funds were deposited very quick after approval... Ver mais
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After 5 years they still keep changing the rules to qualify. And denied previous guidelines. To a point they suggest they will give me Extended Payment Plan as a one-time courtesy; when in fact I had... Ver mais
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Detalhes da empresa
Escrito pela empresa
Welcome to our official Trustpilot page! Whether you're managing unexpected personal expenses or looking for working capital to scale your business, our family of brands provides tailored, transparent financial solutions built around your needs. Our Family of Brands: Magical Credit (magicalcredit.ca): Flexible personal and installment loans featuring predictable payments and accommodating criteria to give your budget breathing room. Magical Business (magicalbusiness.ca): Merchant Cash Advances tailored for small and medium enterprises, offering flexible upfront capital that adapts to your daily sales. Magical Cash (magicalcash.ca): Fast, secure, and confidential short-term payday loans to bridge the gap before your next paycheck. Our Commitment to You We prioritize clear terms, fast decisions, and simple online processes with zero surprise fees. Your honest feedback helps us continuously improve our services and helps future customers make informed financial decisions. Have you used one of our services recently? Please share your experience below!
Informações de contato
970 Lawrence Ave W #402, M6A 3B6, North York, Canadá
- +1 855-639-6888
- info@magicalcredit.ca
- magicalcredit.ca
4,6
Excelente
315 avaliações
Sem histórico recente de pedidos de avaliações
Esta empresa não convidou os respectivos clientes recentemente, portanto as avaliações podem não ser representativas
Respondeu a 100% das avaliações negativas
Normalmente responde dentro de 1 semana
Como esta empresa usa o Trustpilot
Veja como as avaliações e classificações são obtidas, pontuadas e moderadas.
Magical credit were fast and helpful…
Magical credit were fast and helpful right away whether you have bad credit or not they always help. Thanks Magical Credit🤙🤙
31 de agosto de 2026
Avaliação não solicitada
Resposta da Magical Credit
It's always a pleasure, Manyang! Thank you so much for the 5 stars, and have a Magical weekend ahead.
Once we got everything sorted it was…
Once we got everything sorted it was great. I thank you for your help.
30 de agosto de 2026
Avaliação não solicitada
Resposta da Magical Credit
Thanks for the review, Leah. I hope what we had to sort out wasn't too much of a hassle for you. Feel free to reach out to us if you feel there's anything we should improve. In the meantime, have a Magical weekend ahead!
Was very easy to borrow money from this…
Was very easy to borrow money from this place. I’ve been a customer for a little while. They’re all good. They understandable people.
21 de agosto de 2026
Avaliação não solicitada
Resposta da Magical Credit
That's great to hear, Gio. We're constantly working to make our processes as simple as possible. We're glad you chose to borrow from us. Have a Magical rest of your day!
Excellent service always!
21 de agosto de 2026
Avaliação não solicitada
Resposta da Magical Credit
Thank you so much, Emilve! It's an honour to have you with us. Have a Magical weekend ahead!
I don't do payday loans anymore but…
I don't do payday loans anymore but always get emails from these guys.
Payday loan trap is a bad idea.
I applied anyway to see the rate.
If I wanted a decent rate or company, I would choose someone else.
Not impressed
14 de agosto de 2026
Avaliação não solicitada
Resposta da Magical Credit
Hi Pat, thanks for taking the time to leave us a review. We must first make it clear that part of our lending criteria is aimed precisely at not letting our customers get trapped in the payday loan cycle. We're always working to make sure our loans don't overburden applicants with debt; that's why, sometimes, we may be seen as stricter than other lenders. Regarding our interest rates: they are within Provincial and Federal guidelines. We know it may seem high at first glance, but you have to remember that payday loans are meant to be a quick funding option to help people fulfill their financial obligations until their next payday. We thank you again for the review and hope you find the funding help you need. Have a Magical week ahead!
Resposta da Magical Credit
Thanks, Carol! We're here for you should you need any help with your current loan. Have a Magical rest of your week!
I’m so glad I found this site and very…
I’m so glad I found this site and very easy, safety and trusted, I highly recommended to my friends and family, thank you for the opportunity to get the easy loan. Keep it up!
18 de agosto de 2026
Avaliação não solicitada
Resposta da Magical Credit
It's been our absolute pleasure, Spoiledbratzmau! If you ever need any help with your current loan or anything else, please don't hesitate to contact us. Have a Magical rest of your day!
Quick response
Quick response. Easy process. Received money fast.
15 de agosto de 2026
Avaliação não solicitada
Resposta da Magical Credit
Thanks, Billy, for taking the time to leave us this review. Have a Magical weekend ahead!
They we're very helpfull and efficient…
They we're very helpfull and efficient with they're approval
14 de agosto de 2026
Avaliação não solicitada
Resposta da Magical Credit
Hi Ganesh, thank you for that! We're happy that you chose Magical Credit for your financial needs. Have a Magical weekend ahead!
I am and Have always been very very…
I am and Have always been very very happy with there amazing service. From start to finish very reliable. 24h. Never had any issues. In any emergency. I definitely recommend them.
Thank You for having and giving a chance to be a customer.
Thank you for your amazing customer service as well. Thank you
15 de agosto de 2026
Avaliação não solicitada
Resposta da Magical Credit
Hi NP, we're happy to hear about your experience with us. Thank you for this lovely review. Now, if you ever have any issues or need any help, don't hesitate to contact us. We'll be more than happy to help in any way we can. Have a Magical weekend ahead!
Service
The service is quick!! They answer phone if you have any questions and their online application is straightforward But when I tried to apply for a reloan I wasn't able to get the amount required which on previous contract it said I was allowed to.Felt that the loan trust t was a bit misleading.
13 de agosto de 2026
Avaliação não solicitada
Resposta da Magical Credit
Hi Dujohn, thank you for the kind words! Now, to address your complaint: in the loan agreement, we always provide information on what the maximum is - by law - that we are allowed to lend to a given customer. That maximum is 50% of how much the applicant makes on any given payday. Having said all of that, the actual amount we are lending is left to the underwriter's discretion. We take a variety of factors into consideration when deciding whether to approve an applicant or not. If you would like to discuss your specific situation, feel free to give us a call, and we can talk about it. In the meantime, have a Magical week ahead!
Extremely Unresponsive
after months of trying to get answers from their misleading advice, I am now trying to schedule a court hearing and they still will not rspond.
5 de agosto de 2026
Avaliação não solicitada
Resposta da Magical Credit
We take customer concerns seriously and are currently addressing this matter directly through the Better Business Bureau process under complaint #24827620.
Our records indicate the loan was issued on November 7, 2025, with a due date of November 14, 2025, and was not repaid until May 30, 2026. Based on our review of the account, no refund is owed.
As this matter is under formal review, we will continue communications through the Better Business Bureau process only and will not be discussing account details on public platforms.
Thank you, Magical Credit
Awesome
Thank you so much, Magical Credit Inc. you guys are always so supportive and helpful whenever I need a small loan. I’m so grateful you all exist. I share your info to anyone who asks for loan recommendations
1 de agosto de 2026
Avaliação não solicitada
Resposta da Magical Credit
Oh, that's great to hear, Geoffry! We appreciate the review and the word of mouth. It's been a pleasure having you with us. Please don't hesitate to contact us should you need any help with your current loan. Have a Magical rest of your week.
Easy to apply and great service.
31 de julho de 2026
Avaliação não solicitada
Resposta da Magical Credit
Thanks, Customer! And thank you for choosing Magical Credit. Have a Magical rest of your week.
My experience with Magical is really…amazing!
My experience with Magical is really magically amazing.
I deeply appreciated all their efforts and concerns in letting my loan reached my hands.
Thank you so much.
28 de julho de 2026
Avaliação não solicitada
Resposta da Magical Credit
Thank you so much for this, Lily! We're working to make everyone's experience as Magical as possible. We're happy that you chose us. Have a Magical rest of your day.
I recommend Magical Credit for my…
I recommend Magical Credit for my financial shortfall. They come in affordable help before payday! Thank you very much!
13 de julho de 2026
Avaliação não solicitada
Resposta da Magical Credit
That's what we're here for, Stella! We thank you for the recommendation and for the lovely review. Have a Magical rest of your week.
Amazing
Amazing! Very good company and willing to work with you if your payday is a few weeks away!!
Highly recommended!!
24 de julho de 2026
Avaliação não solicitada
Resposta da Magical Credit
Thank you so much for the amazing review, Don! We appreciate the recommendation, and we're honoured that you chose Magical Credit to help with your financial needs. Have a Magical weekend ahead.
Highly recommended
They answered my questions fast, and were very polite
23 de julho de 2026
Avaliação não solicitada
Resposta da Magical Credit
It's always our pleasure, Nicole! Thanks for choosing Magical Credit, and thank you for the review as well.
Excellent Customer Service
Excellent Customer Service. Professional staff and always available to assist you with any information you need. Always very prompt in replying to you.
24 de julho de 2026
Avaliação não solicitada
Resposta da Magical Credit
Thank you so much for the review, Susan. We're happy to have you with us. Have a Magical weekend ahead.
Good Service
Good Service
I was happy with the efficiency of the application process. Funds arrived quickly after approval.
17 de julho de 2026
Avaliação não solicitada
Resposta da Magical Credit
Thanks, Ciaran! For both reviews! Have a Magical rest of your day!
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