Patch Lending Avaliações 

29
O TrustScore é 4 de um total de 5

4,1

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Detalhes da empresa

  1. Serviços Financeiros Alternativos
  2. Serviço financeiro não-bancário

Escrito pela empresa

Patch Lending (formerly known as Patch of Land) has a legacy as an innovative, progressive Fintech company that was founded on the premise that the JOBS Act of 2012 would create dynamic new opportunities for businesses and ordinary Americans. A start-up created in 2013 with a simple mission to help build wealth and grow communities; Patch was obsessed with challenging the status quo and democratizing access to one of this country’s greatest asset classes. As one of the first real estate Crowdfunding platforms established in the U.S., Patch was intent on making it possible for ordinary Americans to invest in real estate in ways that had previously been limited to only very high-net worth investors. Patch was founded on vision, foresight, and a little bit of luck. We started out in the early days of the housing recovery, which proved to be a textbook example of being in the right place at the right time. It was the perfect environment for launching a company aimed at empowering real estate investors with the technology, resources, service, and a variety of lending options. Since then, we’ve helped fund thousands of properties. We like to think we’ve leveled the playing field by helping real estate investors access one of America’s greatest asset classes. And while we’ve grown along the way, we’ve kept our basic approach the same: fast, friendly—and simple(r). OUR MISSION Our mission is to leverage technology to replace slow, inefficient real estate lending with easy, fast and transparent funding that is open to a broader range of investors and projects — specifically those looking for a simple(r) financing solution.


Informações de contato

4,1

Muito Bom

O TrustScore é 4 de um total de 5

29 avaliações

5 estrelas
4 estrelas
3 estrelas
2 estrelas
1 estrela

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4,1

Todas as avaliações

(29)

0 avaliações nos últimos 12 meses

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Avaliado com 3 de um total de 5 estrelas

Loan process was running smoothly until…

Loan process was running smoothly until they required additional documentation 2 days before close because the property was a condo, causing me to scramble for HOA documents that had to be expedited. I disclosed this at the beginning of the loan process so why they waited until the last couple days is why I gave them 3 starts.

22 de junho de 2022
Avaliado com 1 de um total de 5 estrelas

No one responds to emails or phone…

No one responds to emails or phone messages.. I've received a call back maybe once every five to seven days, stating, I'll have someone else call me that never calls.

Patch has great products but unfortunately I'm unable to use their service not because I don't want to, unable to connect with anyone 😕

21 de junho de 2022
Avaliado com 5 de um total de 5 estrelas

Patch of Land handle my transaction…

Patch of Land handle my transaction with professionalism. What made the transaction smooth was their communication skills They not only promptly responded to my concerns but also addressed each in a timely manner Great customer service Keep it up

21 de junho de 2022
Avaliado com 5 de um total de 5 estrelas

My loan experience

Very helpful and easily discusses any questions I had or requests I needed. POL will definitely see me soon again and will be recommended by me if someone asks or needs a lender.

21 de junho de 2022
Avaliado com 2 de um total de 5 estrelas

I give a 2 because I had a pretty solid…

I give a 2 because I had a pretty solid experience the 1st time around. But the 2nd time around not so much. I initially came to Patch Lending because they financed properties lower than 100K appraisal. All was well until I tried to finance a 2nd property and was told that the 100K was a hard cut off. I have more income, better credit score and an on time payment history with this very same company that I wanted to do reoccurring business with but was TOALLY shutdown. Won't recommend at all.

21 de junho de 2022
Avaliado com 1 de um total de 5 estrelas

Bad experience altogether

I have a bad experience with this company from the moment the loan was issued. Communication was extremely hard with no reply to emails for weeks and once the loan was issued and passed to the servicing company BSI Financial the headaches started to fall in.
The servicing company does not do their job and do not honour their contractual obligations to pay your expenses. Don’t do an impound account. Just don’t do it. They simply don’t pay your taxes or insurance premiums on time or at all in some cases. I had to get my lawyer to deal with the company as my insurance policies got canceled due to them failing to pay the premiums on time.

Overall I am sorry to say that I would not be using this company again had I known for his from day 1. Hope this review will help someone and you don’t have to got through the stress and months of headaches become of their incompetence.
I also hope some level of management take this review and does something about the service they offer to clients. It is just not fair what you are doing.

14 de junho de 2022
Avaliado com 5 de um total de 5 estrelas

Patch of Land has 5 stars

I always get my questions answered and my escrow is carefully accumulated and the property taxes and insurance is paid. My only criticism is that I do not have a particular person at Patch Lending who watches over my account, so that I could call that person directly with any problems. Five stars for efficiency.

14 de junho de 2022

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