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Bip Avaliações 

1.914
O TrustScore é 4 de um total de 5

4,2

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Veja o que dizem as avaliações

Avaliado com 5 de um total de 5 estrelas

I’ve had a great experience with my Bip credit card. The app is really easy to use, making it simple to keep track of my spending, payments and available credit. I like that everything is managed digi... Ver mais

A empresa respondeu

Avaliado com 5 de um total de 5 estrelas

BIP Card Is Very Good , Convenient Card How many times I used in UK and Outside UK Been Very Happy , Quick and Efficient Respond from Customers Support Team I recommend for 100% for Everyone... Ver mais

A empresa respondeu

Avaliado com 2 de um total de 5 estrelas

I've had the card about 5 years and it's been good. No transaction problems at all. I've paid in full every month and only ever used about 25% available of a £3,800 limit. My rating is in the excel... Ver mais

A empresa respondeu

Avaliado com 5 de um total de 5 estrelas

This is just so simple application process took 5mins and the day to day management of the account is a piece of cake. There are a lot of useful tools to help you manage your card , with upgrades comi... Ver mais

A empresa respondeu

Detalhes da empresa

  1. Serviço financeiro não-bancário

Escrito pela empresa

This is Bip. Cardless credit that lives on your phone. No fees, just one interest rate. Simple. Smart. Run by you. Representative 34.9% APR (variable). Credit provided by NewDay Ltd., 18+, subject to status, T&Cs apply, UK only.


Informações de contato

4,2

Muito Bom

O TrustScore é 4 de um total de 5

2 mil avaliações

5 estrelas
4 estrelas
3 estrelas
2 estrelas
1 estrela

Pede aos clientes que avaliem

Esta empresa convida seus clientes a deixarem avaliações, sejam elas positivas ou negativas

Na Trustpilot, é muito importante o conteúdo humano. Esta empresa também pode acessar nossa ferramenta de resposta auxiliada por IA, que os ajuda a redigir respostas.

Como esta empresa usa o Trustpilot

Veja como as avaliações e classificações são obtidas, pontuadas e moderadas.

4,2

Todas as avaliações

(1.914)

41 avaliações nos últimos 12 meses

Escreva uma avaliação
As empresas no Trustpilot não têm permissão para oferecer incentivos ou pagar para ocultar avaliações. As avaliações são opiniões de usuários e não da Trustpilot. Leia mais

Avaliado com 5 de um total de 5 estrelas

Had my BIP account for a couple of…

Had my BIP account for a couple of years now, never had a problem and really good if you have to contact them.
It's peace of mind knowing the credit is there if it's needed

9 de janeiro de 2025
logotipo da Bip

Resposta da Bip

Hi Janice, thank you very much for the lovely review. We are happy to hear that you are enjoying your card 😊 Thanks, Michelle.

Avaliado com 5 de um total de 5 estrelas

Good experience all round never had any…

Good experience all round never had any issues.

9 de janeiro de 2025
logotipo da Bip

Resposta da Bip

Hi Kelly, thank you for taking the time to leave us a kind review, we appreciate it! We are delighted to hear that you've had a good experience 😊 Thanks, Michelle.

Avaliado com 1 de um total de 5 estrelas

Title: BIP Credit Card: Powered by Donuts, Not Brain Cells

BIP Credit Card: A Masterclass in Incompetence

Ah, BIP Credit Card, where efficiency goes to die. Closed the account in January 2024, settled it in September 2024, and yet here we are—2025—with this gem of financial wizardry still listed as “open” on Experian.

You’d think reporting accurate data to credit agencies would be a basic expectation, but no, BIP seems to operate on a “we’ll get around to it… someday… maybe” approach. Are they too busy snacking on Dime Bars to manage something as trivial as correctly closing an account?

The best part? Even after being informed (twice!) about their mistake, they’ve stuck to their guns, proudly flaunting their ability to ignore reality. It’s almost as if they’re competing for the “Most Useless Credit Provider of the Year” award. Spoiler alert: They’ve won.

But fear not, 2025 will see the Financial Ombudsman swooping in to save the day, because clearly, BIP needs a grown-up to teach them how to do their job. Bravo, BIP. Bravo. Customer service excellence at its finest.

2 de setembro de 2024
Avaliação não solicitada
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Resposta da Bip

Good Morning Mr Corcoran,
I’m very sorry to read that you’ve not had the experience you expected with us, I appreciate the time you’ve taken to write the above. With regards to what you have mentioned, I would like to pass your concerns on to our Specialist Team to review. I've sent you a private message and if possible, please may you provide:
- A reference number (your account number or postcode)
- Your email address
- Your phone number
- Your full name
We hope to hear from you soon so that we can investigate these concerns in more depth. As this is a public platform, we’re unable to discuss account details over here, which I trust you appreciate.
Take care,
Zoe

Avaliado com 1 de um total de 5 estrelas

Informed them my mother had died

Informed them my mother had died, as her carer this meant I had lost £350pm income. Informed them of this and that I wanted my account frozen and a payment plan put in place. They were less than useless, only interested in gaining more interest charges. Did not care I’d watched my mother die a week previously. Did not care I have a funeral to pay for next month. Useless company. Didn’t even do an income and expenditure form to determine if I could afford repayments, made assumptions. I will now have to go to stepchange to set up repayments and this is the poor review I promised them.

30 de dezembro de 2024
Avaliação não solicitada
logotipo da Bip

Resposta da Bip

Hi Carl, I am very sorry to read that you have not had the experience that you expected with us. I appreciate the time that you’ve taken to write the above.
Unfortunately, due to the public nature of this platform we are unable to discuss account specific information from here. We would however love to look into this further for you.
Please can you reach out to our Customer Service team on 0330 838 0115 or via chat in the app (More > Help & Support > Contact Us > Contact Details) at your next convenience. The team will have full access to your account and will be happy to help. Thanks, Michelle.

Avaliado com 5 de um total de 5 estrelas

Its quick and easy to use via your…

Its quick and easy to use via your phone, the customer service department are very helpful and very friendly.

18 de dezembro de 2024
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Resposta da Bip

Good Afternoon, Matt,

Thanks for taking the time to share your experience, it's great to hear you're finding it so easy!

- Kenith

Avaliado com 5 de um total de 5 estrelas

All online easy to use and great…

All online easy to use and great customer service when needed

12 de dezembro de 2024
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Resposta da Bip

Hi, We do aim to provide a high level of customer service, so it is great to see you received this when contacting us. Thank you for taking the time to leave us a positive review 😊 thanks, Michelle.

Avaliado com 5 de um total de 5 estrelas

Been using Bip for 2 years now and it’s…

Been using Bip for 2 years now and it’s been fine. Any issues I have I contact via message and they’ve helped me. They’ve added money and balance transfer options and you can also check your credit score with the app. Only thing is the arp is quite high.

12 de dezembro de 2024
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Resposta da Bip

Hi, Thank you for taking the time to leave us a review. We're excited to have you on board 😊 Thanks, Michelle.

Avaliado com 5 de um total de 5 estrelas

Great credit card easy & fantastic app…

Great credit card easy & fantastic app loving it

12 de dezembro de 2024
logotipo da Bip

Resposta da Bip

Hi Mario, we're happy to read that you are enjoying our app! Thank you for taking the time to leave us a positive review 😊 Thanks, Michelle.

Avaliado com 5 de um total de 5 estrelas

Great little cardless credit card…

Great little cardess credit card connected to Google wallet so always have a way to pay just incase you forget your wallet, Had it for over a year with no problems. I would recommend this

5 de dezembro de 2024
logotipo da Bip

Resposta da Bip

Hi Allan,

Thank you very much for the lovely review. We are happy to hear that you are enjoying your card 😊

Thanks, Julie.

Avaliado com 5 de um total de 5 estrelas

Very good app

Very good app, easy to use.
All correspondence very easy to understand.

5 de dezembro de 2024
logotipo da Bip

Resposta da Bip

Hi David, we're happy to read that you are enjoying our app and the features! Thank you for taking the time to leave us a positive review 😊 Thanks, Michelle.

Avaliado com 1 de um total de 5 estrelas

Company has a dodgy app which doesn’t…

Company has a dodgy app which doesn’t credit payments to your account

They don’t give a damn when you ring them

25 de novembro de 2024
Avaliação não solicitada
logotipo da Bip

Resposta da Bip

Hi, I am very sorry to read that you have not had the experience that you expected with us. I appreciate the time that you’ve taken to write the above.
Unfortunately, due to the public nature of this platform we are unable to discuss account specific information from here. We would however love to look into this further for you.
Please can you reach out to our Customer Service team on 0330 838 0115 or via chat in the app (More > Help & Support > Contact Us > Contact Details) at your next convenience. The team will have full access to your account and will be happy to help. We hope to hear from you soon so that we can get this resolved for you. Thanks, Michelle.

Avaliado com 5 de um total de 5 estrelas

Simple straightforward card

Simple straightforward card. Works brilliantly.
Only downside if you consider it one is that you do not get an actual card.
It is all done via your phone.

14 de novembro de 2024
logotipo da Bip

Resposta da Bip

Hi Paul,

Thank you for taking the time to leave us a kind review, we appreciate it!

Best,

Stephanie.

Avaliado com 5 de um total de 5 estrelas

Seamless experience.

Seamless experience.

7 de novembro de 2024
logotipo da Bip

Resposta da Bip

Hi Espoir, thank you very much for the lovely review. We are happy to hear that you are enjoying your card 😊 Thanks, Michelle.

Avaliado com 5 de um total de 5 estrelas

Great experience so far

Great experience so far. Recommend

4 de novembro de 2024
Avaliação não solicitada
logotipo da Bip

Resposta da Bip

Hello David. Thank you for your kind words and positive review. We're delighted to hear you've had a great experience so far. Best, Audrey

Avaliado com 5 de um total de 5 estrelas

This company is listening to their…

This company is listening to their customers
Giving the right customer outcome.

31 de outubro de 2024
logotipo da Bip

Resposta da Bip

Hi Jacqueline,

Thank you for taking the time to leave us a kind review, we appreciate it! We are delighted to hear that you've had a good experience 😊

Thanks, Julie.

Avaliado com 5 de um total de 5 estrelas

Great card

Great card, simple to use

31 de outubro de 2024
logotipo da Bip

Resposta da Bip

Hi, Thank you for taking the time to leave us a kind review, we appreciate it! Thanks, Michelle.

Avaliado com 1 de um total de 5 estrelas

Stay Away from Bip.Credit – Pathetic Service!



Bip.Credit is a joke. They offered me an *approved* credit card in the pre-eligibility check, and of course, I applied, thinking it was legit. Guess what? They declined me after the application! Complete waste of time.

To make matters worse, they tanked my credit score in the process! Bip clearly doesn’t care about their customers and handles things recklessly. They’ll lead you on with fake approvals and then mess up your credit without a second thought.

Seriously, don’t trust this company – they’re unethical, and using them will only hurt you in the long run.

---

23 de outubro de 2024
Avaliação não solicitada
logotipo da Bip

Resposta da Bip

Hi Dilip, unfortunately pre-approval does not guarantee acceptance. When checking eligibility online, we advise that this is not a guarantee of acceptance or an offer of credit, as an application would involve a credit check. In addition, we could carry out fraud, identification, and other checks. I’m very sorry for any disappointment. Best Wishes, Chris.

Avaliado com 5 de um total de 5 estrelas

A service that I found from an advert…

A service that I found from an advert on a tube train has proved invaluable in a changing world where a lot of places are no longer accepting cash.

17 de outubro de 2024
logotipo da Bip

Resposta da Bip

Hi Mervyn, thank you very much for the lovely review. We are happy to hear that you are enjoying your card 😊 Thanks, Michelle.

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