CHIP Reverse Mortgage Avaliações 2.287

O TrustScore é 4.5 de um total de 5

4,7

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Veja o que dizem as avaliações

Avaliado com 5 de um total de 5 estrelas

Have a great experience working with Adam Fotias. As I am currently managing a cancer diagnosis he was so helpful and patient. I came away very happy with his work and can feel at ease knowing my fina... Ver mais

Avaliado com 4 de um total de 5 estrelas

Niel Palit was my guide through the entire process, which was fairly long and complicated (no fault of his ). He kept me on track and remained calm even when I got frustrated. My advice is to have... Ver mais

Avaliado com 5 de um total de 5 estrelas

From start to finish Aaron was there to help and advice making the process a pleasant and rewarding experience. Agnes was there as well helping us find a lawyer also giving good advice. So thank you... Ver mais

Avaliado com 5 de um total de 5 estrelas

From our first interaction with Adam Hawryluk (who answered all our questions and anticipated those we had not thought to ask) we were reassured and impressed. Equally noteworthy was the pace with w... Ver mais

Detalhes da empresa

  1. Banco
  2. Consultor Financeiro
  3. Corretor hipotecário

Escrito pela empresa

HomeEquity Bank (HEB) is Canada’s original and leading national provider of reverse mortgages, with over 40 years of service. HEB is the only federally regulated bank specialized for Canadians 55 and better. With its flagship product, the CHIP Reverse Mortgage, HomeEquity Bank empowers Canadians 55+ to use what they’ve built to live well, help their family, or plan their legacy by providing a secure way to access equity from their most strategic investment – their home.

CHIP Reverse Mortgage: There's No Retirement Like Home

Escrito pela empresa

The CHIP Reverse Mortgage by HomeEquity Bank provides Canadian homeowners 55+ with a safe, simple solution to retire in the home they love. Access up to 55% of your home equity without ever needing to move or sell. Whether planned or unexpected costs arise, the CHIP Program provides peace of mind by allowing you to live retirement on your terms without having to worry about monthly mortgage payments.

Learn More About the CHIP Reverse Mortgage


Informações de contato

4,7

Excelente

O TrustScore é 4.5 de um total de 5

2 mil avaliações

5 estrelas
4 estrelas
3 estrelas
2 estrelas
1 estrela

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Como esta empresa usa o Trustpilot

Veja como as avaliações e classificações são obtidas, pontuadas e moderadas.

As empresas no Trustpilot não têm permissão para oferecer incentivos ou pagar para ocultar avaliações. As avaliações são opiniões de usuários e não da Trustpilot. Leia mais

Avaliado com 5 de um total de 5 estrelas

My outstanding experience with Ms. Holly Hoy

I just obtained a loan from Home Equity Bank via the Chip reverse mortgage program and I am truly astonished by the amazing quality of service I received from HEB in general and from Ms. Holly Hoy in particular.
Every phase of the process was made easy and reassuring by Ms. Hoy's expertise, extended financial knowledge, as well as her thorough, precise and clear explanations and answers to my numerous questions. In a world where decent service and basic competence are so hard to find, Holly Hoy's integrity, professionalism, impressive competences, flawless attitude and complete availability, stand out brilliantly and really deserve to be aknowledged and even praised!

27 de março de 2026
Avaliação não solicitada
logotipo da CHIP Reverse Mortgage

Resposta de CHIP Reverse Mortgage

Hi Nadine,

Thank you for the great review. We’re pleased that Holly provided such great customer service and will pass along your kind words. Thank you for choosing HomeEquity Bank!

Sincerely,
HomeEquity Bank Client Relations

Avaliado com 5 de um total de 5 estrelas

Your initial staff and thanks to…

Your initial staff and thanks to Gabriel.

26 de março de 2026
logotipo da CHIP Reverse Mortgage

Resposta de CHIP Reverse Mortgage

Hi Lidia,

Thank you for the 5-Star review. We’re glad you enjoyed working with Gabriel. Thank you for choosing HomeEquity Bank!

Sincerely,
HomeEquity Bank Client Relations

Avaliado com 5 de um total de 5 estrelas

The Epitome of Professionalism - Rachele Dunn

What a pleasure it has been having Rachele Dunn coordinating my CHIP Reverse Mortgage from application stage to disbursement of funds. The process was amazingly fast, made all the more comfortable by Rachele being available, promptly, to answer questions, provide assistance when requested and stick-handle the process with expertise. I’m grateful for Rachele’s professionalism, and sense of timely and comfortable interaction. Thank you.

25 de março de 2026
Avaliação não solicitada
logotipo da CHIP Reverse Mortgage

Resposta de CHIP Reverse Mortgage

Hi Nostalgiabuff,

Thank you for the great review. We’re glad the process was fast and that Rachele was prompt and professional. Thank you for choosing HomeEquity Bank!

Sincerely,
HomeEquity Bank Client Relations

Avaliado com 5 de um total de 5 estrelas

Quick and easy

When banks fail, CHIP comes to the rescue.

24 de março de 2026
logotipo da CHIP Reverse Mortgage

Resposta de CHIP Reverse Mortgage

Hi Ron,

Thank you for the 5-Star review. We’re glad we were able to help! Thank you for choosing HomeEquity Bank!

Sincerely,
HomeEquity Bank Client Relations

Avaliado com 5 de um total de 5 estrelas

Deal closed a week and a half earlier…

Deal closed a week and a half earlier than expected and my contact Sharon Chapman was so helpful and patient with me throughout.

24 de março de 2026
logotipo da CHIP Reverse Mortgage

Resposta de CHIP Reverse Mortgage

Hi Darlene,

Thank you for the 5-Star review. We’re glad that your reverse mortgage funded sooner than expected. Thank you for choosing HomeEquity Bank!

Sincerely,
HomeEquity Bank Client Relations

Avaliado com 5 de um total de 5 estrelas

A Pleasent Experience

They were courteous, considerate & informative answering all questions as required. Provided visual information that helped us to make our decisions. We appreciated their quick response.

23 de março de 2026
logotipo da CHIP Reverse Mortgage

Resposta de CHIP Reverse Mortgage

Hi Barbara and Hugh,

Thank you for the great review. We’re glad you found our staff helpful and prompt in their responses. Thank you for choosing HomeEquity Bank!

Sincerely,
HomeEquity Bank Client Relations

Avaliado com 5 de um total de 5 estrelas

Rachel’s Dunn was an excellent advisor…

Rachel’s Dunn was an excellent advisor throughout the entire application process . She responded thoughtfully and thoroughly to all of my questions and concerns . I never felt rushed or confused - her manner was so human and professional. This went a long way toward getting me through the document gathering and submission stage as I’m not terrific with technology.

24 de março de 2026
Avaliação não solicitada
logotipo da CHIP Reverse Mortgage

Resposta de CHIP Reverse Mortgage

Hi Janet,

Thank you for the great review. We’re glad that Rachele was an excellent advisor throughout the application process. Thank you for choosing HomeEquity Bank!

Sincerely,
HomeEquity Bank Client Relations

Avaliado com 5 de um total de 5 estrelas

Ali was amazing to work with

Ali was amazing to work with. He was very knowledgeable about the process and answered all of our questions in a timely manner. He was very patient with us and so kind. I recommend this service, and Ali, to anyone wanting to get value from their home.

2 de março de 2026
Avaliação não solicitada
logotipo da CHIP Reverse Mortgage

Resposta de CHIP Reverse Mortgage

Hi TL,

Thank you for the 5-Star review. We’re glad that Ali was knowledgeable and patient. Thank you for choosing HomeEquity Bank!

Sincerely,
HomeEquity Bank Client Relations

Avaliado com 1 de um total de 5 estrelas

Dishonesty and Not Transparent with Disclousers

Dishonesty, misinformation and horrific unforeseen or not discussed additional charges they add to the mortgage to get out of the mortgage. Fraud has been found in accounts regarding the interest amount they have charged clients. Be extremely aware to these issues go to your Bank, or other Banks/Trust Companies before ever considering CHIP, I am living this right now and have notice other posting similar to this posting on different sites.

22 de março de 2026
Avaliação não solicitada
logotipo da CHIP Reverse Mortgage

Resposta de CHIP Reverse Mortgage

Thank you for sharing your experience. We appreciate you bringing these concerns forward and take them seriously. We’d like to better understand your situation and review the details with you.

Please contact our Customer Care team by submitting a formal complaint at https://www.homeequitybank.ca/complaints/, calling 1-855-460-7221 (Monday–Friday, 8:30 a.m.–5:00 p.m.), or emailing wecare@heb.ca.

Avaliado com 5 de um total de 5 estrelas

Excellent experience!

Great and informative service from the agent I spoke with, Sharon Chapman. She was very patient with me as I repeatedly asked her to explain certain things so they would make sense to me. She deserves a raise!!

19 de março de 2026
logotipo da CHIP Reverse Mortgage

Resposta de CHIP Reverse Mortgage

Hi Natalie,

Thank you for the great review. We’re glad that you enjoyed working with Sharon and that you was patient and knowledgeable. Thank you for choosing HomeEquity Bank!

Sincerely,
HomeEquity Bank Client Relations

Avaliado com 4 de um total de 5 estrelas

Guidlines


It worked out fine eventually and understand new guidelines and the people that control the lending - it takes longer

11 de março de 2026
logotipo da CHIP Reverse Mortgage

Resposta de CHIP Reverse Mortgage

Hi Janet,

Thank you for the 4-Star review. Thank you for choosing HomeEquity Bank!

Sincerely,
HomeEquity Bank Client Relations

Avaliado com 5 de um total de 5 estrelas

Great Service

I filled out an online application to see if I qualified for a Chip Reverse Mortgage. I was contacted immediately by Zoe Plumb to help me understand the whole procedure.
From start to finish she was extremely helpful, knowledgeable and professional. The whole process took just a few weeks. Zoe made it easy to understand and answered all my questions and concerns all along the way. I highly recommend Chip if you're looking to free up some of your equity.

16 de março de 2026
Avaliação não solicitada
logotipo da CHIP Reverse Mortgage

Resposta de CHIP Reverse Mortgage

Hi Robert,

Thank you for the great review. We’re glad that Zoe was helpful, knowledgeable and professional throughout the process. Thank you for choosing HomeEquity Bank!

Sincerely,
HomeEquity Bank Client Relations

Avaliado com 4 de um total de 5 estrelas

Good guidance from mortgage broker and…

Good guidance from mortgage broker and prompt replies from Equity Bank

10 de março de 2026
logotipo da CHIP Reverse Mortgage

Resposta de CHIP Reverse Mortgage

Hi Robert,

Thank you for the 4-Star review. Thank you for choosing HomeEquity Bank!

Sincerely,
HomeEquity Bank Client Relations

Avaliado com 5 de um total de 5 estrelas

My host Niel was very patient and made…

My host Niel was very patient and made sure we understood exactly what was happening. The process was simple and well documented, grateful for Niel's guidance and encouragement

5 de março de 2026
Avaliação não solicitada
logotipo da CHIP Reverse Mortgage

Resposta de CHIP Reverse Mortgage

Hi Zaidan,

Thank you for the 5-Star review. We’re glad Niel made the process simple and well documented. Thank you for choosing HomeEquity Bank!

Sincerely,
HomeEquity Bank Client Relations

Avaliado com 5 de um total de 5 estrelas

You made everything so clear and so…

You made everything so clear and so super easy for us

13 de março de 2026
logotipo da CHIP Reverse Mortgage

Resposta de CHIP Reverse Mortgage

Hi Leonard,

Thank you for the 5-Star review. We’re happy that the process was clear and easy. Thank you for choosing HomeEquity Bank!

Sincerely,
HomeEquity Bank Client Relations

Avaliado com 5 de um total de 5 estrelas

mr caring

mr. neil palit my contact to reverse mortgage and this person was a professional to the highest level . his personal advice steered me to the best area for my financial future. i want to thank home equity for having a very caring person on staff.

13 de março de 2026
Avaliação não solicitada
logotipo da CHIP Reverse Mortgage

Resposta de CHIP Reverse Mortgage

Hi John,

Thank you for the great review. We’re glad that you enjoyed working with Niel. Thank you for choosing HomeEquity Bank!

Sincerely,
HomeEquity Bank Client Relations

Avaliado com 5 de um total de 5 estrelas

Adam was extremely helpful and easy to…

Adam was extremely helpful and easy to deal with. Results were prompt and painless.

12 de março de 2026
Avaliação não solicitada
logotipo da CHIP Reverse Mortgage

Resposta de CHIP Reverse Mortgage

Hi Fred,

Thank you for the 5-Star review. We’re glad you found the process with Adam prompt and painless. Thank you for choosing HomeEquity Bank!

Sincerely,
HomeEquity Bank Client Relations

Avaliado com 5 de um total de 5 estrelas

Hugh/

The Rep, Mr. Huge doing the great Customer services!

4 de março de 2026
logotipo da CHIP Reverse Mortgage

Resposta de CHIP Reverse Mortgage

Hi Lam,

Thank you for the 5-Star review. Thank you for choosing HomeEquity Bank!

Sincerely,
HomeEquity Bank Client Relations

Avaliado com 5 de um total de 5 estrelas

Dealing with Hisham has been great…

Dealing with Hisham has been great experience. He was understanding of the Grand-Uncle's age and ensured that the process was seamless as possible. Follow-ups were great too. Very responsive.

10 de março de 2026
Avaliação não solicitada
logotipo da CHIP Reverse Mortgage

Resposta de CHIP Reverse Mortgage

Hi Paula,

Thank you for the 5-Star review. We’re glad you enjoyed working with Hisham. Thank you for choosing HomeEquity Bank!

Sincerely,
HomeEquity Bank Client Relations

Avaliado com 1 de um total de 5 estrelas

I obtained a mortgage from CHIP through Macklem mortgages. Worst experience of my life. Never again.

I obtained a mortgage from CHIP through my mortgage broker and after signing all the paperwork at my lawyers I thought the deal was ready. Booked our ferry ride and hired the movers. Arrived at the new house and couldn't get the keys. It took a week to get them. Never did find out what the issue was. What a nightmare. Never did get an answer.

23 de fevereiro de 2026
logotipo da CHIP Reverse Mortgage

Resposta de CHIP Reverse Mortgage

Hi William,

Thank you for your feedback. We truly appreciate your input, as it plays an important role in our commitment to delivering top-quality customer service. Your comments have been shared with the appropriate team. If you’d like to discuss this further, please don’t hesitate to contact us at wecare@heb.ca.

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