Have a great experience working with Adam Fotias. As I am currently managing a cancer diagnosis he was so helpful and patient. I came away very happy with his work and can feel at ease knowing my fina... Ver mais
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Veja o que dizem as avaliações
Niel Palit was my guide through the entire process, which was fairly long and complicated (no fault of his ). He kept me on track and remained calm even when I got frustrated. My advice is to have... Ver mais
From start to finish Aaron was there to help and advice making the process a pleasant and rewarding experience. Agnes was there as well helping us find a lawyer also giving good advice. So thank you... Ver mais
From our first interaction with Adam Hawryluk (who answered all our questions and anticipated those we had not thought to ask) we were reassured and impressed. Equally noteworthy was the pace with w... Ver mais
Detalhes da empresa
Escrito pela empresa
HomeEquity Bank (HEB) is Canada’s original and leading national provider of reverse mortgages, with over 40 years of service. HEB is the only federally regulated bank specialized for Canadians 55 and better. With its flagship product, the CHIP Reverse Mortgage, HomeEquity Bank empowers Canadians 55+ to use what they’ve built to live well, help their family, or plan their legacy by providing a secure way to access equity from their most strategic investment – their home.
CHIP Reverse Mortgage: There's No Retirement Like Home
Escrito pela empresa
- The CHIP Reverse Mortgage by HomeEquity Bank provides Canadian homeowners 55+ with a safe, simple solution to retire in the home they love. Access up to 55% of your home equity without ever needing to move or sell. Whether planned or unexpected costs arise, the CHIP Program provides peace of mind by allowing you to live retirement on your terms without having to worry about monthly mortgage payments.
Informações de contato
Royal Bank Plaza, South Tower, 200 Bay Street, Suit 3500, M5J 2J1, Toronto, Canadá
- 1-866-758-2447
- info@chip.ca
- chip.ca
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The lawyer representing your CHIP…
The lawyer representing your CHIP mortgage company dragged there feet, made the process stressful and I ended up with submitting a complaint. Poorly handled by your legal team. My contact for CHIP - Kyle was very professional & I appreciated being kept in the loop.

Resposta de CHIP Reverse Mortgage
Sandeep was a pleasure to work…
Sandeep was a pleasure to work with...she was friendly, polite, efficient and knowledgeable. She always called back or sent an email when she said she would.

Resposta de CHIP Reverse Mortgage
Easing some financial burden
To me, the most important part of going through the process of a reverse mortgage was feeling well informed and getting professional and caring service. This was provided by Hisham Abouraya.
***I would like to see CHIP make higher loan amounts available to, what they consider, more remote areas though.

Resposta de CHIP Reverse Mortgage
I wouldn't necessaryily call my…experience pleasant !!!
I wouldn't necessaryily call my experience great ... it was something that I had to do. I was a bit disappointed that some of the information that I should have had up front came much later in the process. And I feel that some of the costs were out of line ... the evaluation of my home ... I feel that I was charged an exorbinate amount for 10 minutes of work ... some of the other costs came out of the blue and were, in my mind, unreasonable. I think you company could be a lot more out front about ALL these costs.

Resposta de CHIP Reverse Mortgage
Too many ads very annoying
Too many ads very annoying. Why bother us old folks with ads everywhere. Feels like a scam

Resposta de CHIP Reverse Mortgage
Great people to talk to and very…
Great people to talk to and very punctual
Always have an answer to your question
Make you feel comfortable

Resposta de CHIP Reverse Mortgage
Forever grateful to Sharon Chapman
After much research, I felt a chip reverse mortgage was exactly what I needed. I dealt with Sharon Chapman who was incredibly patient and helpful. It took me longer than normal to gather up all the paperwork I needed due to medical problems. Months if not a year went by, but Sharon took my calls immediately every time I called and helped me with every step in the process. She also explained everything to me in simple terms that I could totally understand. As we are in a different time zone, I am two hours behind her and I know at times she was talking to me on her time off.! I highly recommend Sharon Chapman if you were thinking about getting a reverse mortgage I have now received mine, and it sure all turned out exactly as Sharon said it would. Perfect!!

Resposta de CHIP Reverse Mortgage
Obtaining a CHIP reverse mortgage with HEB
I've had a very positive experience working with Rachele Dunn, a mortgage specialist, at Home Equity Bank to obtain a CHIP reverse mortgage.
Rachele was extremely informative throughout the whole processing took the time to clearly explain each step to me. She was always patient and made Sur all my questions were answered, which really helped me feel comfortable and confident moving forward.
Her professionalism, knowledge and willingness to help made what could have been a stressful situation much easier to navigate. I truly appreciated her support and guidance, and I would highly recommend HEB and Rachele to anyone looking for clear information and excellent customer service.

Resposta de CHIP Reverse Mortgage
It was a very easy
It was a very easy , step-by-step process . The company representatives were very polite and helpful with the instructions on how to make the process easy to manoeuvre.
Thank You!

Resposta de CHIP Reverse Mortgage
Agnes Letkeman was extremely helpful
Agnes Letkeman was extremely helpful. Very polite and answered all our questions. She made us feel very comfortable, she did not rush us on any of our decisions..
We are very glad we got to deal with Agnes. She should be considered a highly valued employee.

Resposta de CHIP Reverse Mortgage
Kyle was very knowledgeable
Kyle was very knowledgeable, easy to deal with, answered all my questions.

Resposta de CHIP Reverse Mortgage
I was a total sceptic about HEB and…
I was a total sceptic about HEB and CRM, I really needed help and my girl at the BMO recommended speaking to a HRB Rep and set it up on familiar ground at my Branch. John Quickly calmed my concerns and explained what could be done for us. He laid it all out and gave me time to read and think about his advice when we accepted to go forward I was Assigned to Dorothy Kerr he again went over the details walked me right through the process and again gave me time to think before moving to the next step as Ii had no lawyer she set me up with a local office and I went in with a tentative attitude as every Lawyer I had met before was cold and disinterested again immedeately I was put at ease and given a chance to speak my mind and found them to be personable and easy to talk to as to the end the deal was signed and within a few days all was set and our lives became simple again I have all ready passed their names along to do business with them and will surely keep doing it

Resposta de CHIP Reverse Mortgage

Resposta de CHIP Reverse Mortgage
A very satisfied Client
Meeting our rep in person was awesome.
She went through the process and put my wife and I at ease.
Communication was awesome with all 3 reps that were assigned to us.
All were very courteous and very professional.
The whole experience was awesome dealing with Home Equity.
Would recommend said company to all that require a Reverse Mortgage .

Resposta de CHIP Reverse Mortgage
Good experience
Good experience, their service excellent and the trust, Thank you Home Equity Bank

Resposta de CHIP Reverse Mortgage
Very easy to deal with
Very easy to deal with, great communication and timely manner in which they provided the service.

Resposta de CHIP Reverse Mortgage
Holy Hoy is the person at Home Equity…
Holy Hoy is the person at Home Equity Bank that i have been in contact with through the whole process and she has been very professional and honest with me

Resposta de CHIP Reverse Mortgage
Reverse Mortgage with Angela Lattuca Efstathiou
I contacted Home Equity Bank in June 2025 to look into a reverse mortgage and find out how it works. I was contacted by Angela Lattuca Efstathiou, Mortgage Specialist. She was very pleasant and informative. She took the time perhaps an hour or more to answer my numerous questions. At no time did she ever apply pressure or rush the conversation. I told her I need to think about it but if I decide I'll be in touch.
Fast forward to Feb. 2026, I contacted Angela on Feb. 17 to proceed and we wrapped it all up Feb. 27.
I highly recommend Angela for any needs you may have. She is a joy to work with. Absolutely no pressure. I'm actually going to miss our talks!!

Resposta de CHIP Reverse Mortgage
Brad Day of the Mortgage Man guided me…
Brad Day of the Mortgage Man guided me step by step to my CHIP Reverse Mortgage. Brad was knowledgeable and made my experience pleasant and easy.
After signing papers at Lisa Madden’s Law Office, the mortgage funds were deposited into my bank account within a few hours.
Thank you to Brad, Lisa and their office staff!

Resposta de CHIP Reverse Mortgage
Excellent service
Excellent service. Angela Lattuca was very knowledgeable and helpful with getting me through the process as seamlessly as possible. Very friendly and great to work with.

Resposta de CHIP Reverse Mortgage
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