CHIP Reverse Mortgage Avaliações 2.287

O TrustScore é 4.5 de um total de 5

4,7

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Veja o que dizem as avaliações

Avaliado com 5 de um total de 5 estrelas

Have a great experience working with Adam Fotias. As I am currently managing a cancer diagnosis he was so helpful and patient. I came away very happy with his work and can feel at ease knowing my fina... Ver mais

Avaliado com 4 de um total de 5 estrelas

Niel Palit was my guide through the entire process, which was fairly long and complicated (no fault of his ). He kept me on track and remained calm even when I got frustrated. My advice is to have... Ver mais

Avaliado com 5 de um total de 5 estrelas

From start to finish Aaron was there to help and advice making the process a pleasant and rewarding experience. Agnes was there as well helping us find a lawyer also giving good advice. So thank you... Ver mais

Avaliado com 5 de um total de 5 estrelas

From our first interaction with Adam Hawryluk (who answered all our questions and anticipated those we had not thought to ask) we were reassured and impressed. Equally noteworthy was the pace with w... Ver mais

Detalhes da empresa

  1. Banco
  2. Consultor Financeiro
  3. Corretor hipotecário

Escrito pela empresa

HomeEquity Bank (HEB) is Canada’s original and leading national provider of reverse mortgages, with over 40 years of service. HEB is the only federally regulated bank specialized for Canadians 55 and better. With its flagship product, the CHIP Reverse Mortgage, HomeEquity Bank empowers Canadians 55+ to use what they’ve built to live well, help their family, or plan their legacy by providing a secure way to access equity from their most strategic investment – their home.

CHIP Reverse Mortgage: There's No Retirement Like Home

Escrito pela empresa

The CHIP Reverse Mortgage by HomeEquity Bank provides Canadian homeowners 55+ with a safe, simple solution to retire in the home they love. Access up to 55% of your home equity without ever needing to move or sell. Whether planned or unexpected costs arise, the CHIP Program provides peace of mind by allowing you to live retirement on your terms without having to worry about monthly mortgage payments.

Learn More About the CHIP Reverse Mortgage


Informações de contato

4,7

Excelente

O TrustScore é 4.5 de um total de 5

2 mil avaliações

5 estrelas
4 estrelas
3 estrelas
2 estrelas
1 estrela

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Como esta empresa usa o Trustpilot

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As empresas no Trustpilot não têm permissão para oferecer incentivos ou pagar para ocultar avaliações. As avaliações são opiniões de usuários e não da Trustpilot. Leia mais

Avaliado com 2 de um total de 5 estrelas

The lawyer representing your CHIP…

The lawyer representing your CHIP mortgage company dragged there feet, made the process stressful and I ended up with submitting a complaint. Poorly handled by your legal team. My contact for CHIP - Kyle was very professional & I appreciated being kept in the loop.

6 de março de 2026
logotipo da CHIP Reverse Mortgage

Resposta de CHIP Reverse Mortgage

Hi Arleigh,

Thank you for your feedback. We value your input, as it plays an important role in our commitment to delivering top-quality customer service. A complaint has been logged and a member of our Customer Care team will contact you to discuss your concerns.

Avaliado com 5 de um total de 5 estrelas

Sandeep was a pleasure to work…

Sandeep was a pleasure to work with...she was friendly, polite, efficient and knowledgeable. She always called back or sent an email when she said she would.

8 de fevereiro de 2026
Avaliação não solicitada
logotipo da CHIP Reverse Mortgage

Resposta de CHIP Reverse Mortgage

Hi Gordon,

Thank you for the 5-Star Review. We’re happy Sandeep was friendly, polite, and knowledgeable. Thank you for choosing HomeEquity Bank!

Sincerely,
HomeEquity Bank Client Relations

Avaliado com 5 de um total de 5 estrelas

Easing some financial burden

To me, the most important part of going through the process of a reverse mortgage was feeling well informed and getting professional and caring service. This was provided by Hisham Abouraya.
***I would like to see CHIP make higher loan amounts available to, what they consider, more remote areas though.

9 de março de 2026
Avaliação não solicitada
logotipo da CHIP Reverse Mortgage

Resposta de CHIP Reverse Mortgage

Hi Sole Balance Therapies,

Thank you for the 5-Star Review. We’re glad that you felt informed throughout the entire process and that the service was professional. Thank you for your feedback. Thank you for choosing HomeEquity Bank!

Sincerely,
HomeEquity Bank Client Relations

Avaliado com 4 de um total de 5 estrelas

I wouldn't necessaryily call my…experience pleasant !!!

I wouldn't necessaryily call my experience great ... it was something that I had to do. I was a bit disappointed that some of the information that I should have had up front came much later in the process. And I feel that some of the costs were out of line ... the evaluation of my home ... I feel that I was charged an exorbinate amount for 10 minutes of work ... some of the other costs came out of the blue and were, in my mind, unreasonable. I think you company could be a lot more out front about ALL these costs.

5 de março de 2026
logotipo da CHIP Reverse Mortgage

Resposta de CHIP Reverse Mortgage

Hi Robert,

Thank you for your feedback. We truly appreciate your input, as it plays an important role in our commitment to delivering top-quality customer service. Your comments have been shared with the appropriate team. If you’d like to discuss this further, please don’t hesitate to contact us at wecare@heb.ca.

Sincerely,
HomeEquity Bank Client Relations

Avaliado com 1 de um total de 5 estrelas

Too many ads very annoying

Too many ads very annoying. Why bother us old folks with ads everywhere. Feels like a scam

8 de março de 2026
Avaliação não solicitada
logotipo da CHIP Reverse Mortgage

Resposta de CHIP Reverse Mortgage

Hi Jacques,

Thank you for your feedback. We truly appreciate your input, as it plays an important role in our commitment to delivering top-quality customer service. Your comments have been shared with the appropriate team. If you’d like to discuss this further, please don’t hesitate to contact us at wecare@heb.ca.

Avaliado com 5 de um total de 5 estrelas

Great people to talk to and very…

Great people to talk to and very punctual
Always have an answer to your question
Make you feel comfortable

4 de março de 2026
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Resposta de CHIP Reverse Mortgage

Hi Randy,

Thank you for the great review. We’re glad that our customer service was punctual and knowledgeable. Thank you for choosing HomeEquity Bank!

Sincerely,
HomeEquity Bank Client Relations

Avaliado com 5 de um total de 5 estrelas

Forever grateful to Sharon Chapman

After much research, I felt a chip reverse mortgage was exactly what I needed. I dealt with Sharon Chapman who was incredibly patient and helpful. It took me longer than normal to gather up all the paperwork I needed due to medical problems. Months if not a year went by, but Sharon took my calls immediately every time I called and helped me with every step in the process. She also explained everything to me in simple terms that I could totally understand. As we are in a different time zone, I am two hours behind her and I know at times she was talking to me on her time off.! I highly recommend Sharon Chapman if you were thinking about getting a reverse mortgage I have now received mine, and it sure all turned out exactly as Sharon said it would. Perfect!!

25 de fevereiro de 2026
Avaliação não solicitada
logotipo da CHIP Reverse Mortgage

Resposta de CHIP Reverse Mortgage

Hi Tanilia,

Thank you for the fantastic review. We’re thrilled that Sharon was patient and helpful. We’ll be sure to pass along your kind words to her. Thank you for choosing HomeEquity Bank!

Sincerely,
HomeEquity Bank Client Relations

Avaliado com 5 de um total de 5 estrelas

Obtaining a CHIP reverse mortgage with HEB

I've had a very positive experience working with Rachele Dunn, a mortgage specialist, at Home Equity Bank to obtain a CHIP reverse mortgage.
Rachele was extremely informative throughout the whole processing took the time to clearly explain each step to me. She was always patient and made Sur all my questions were answered, which really helped me feel comfortable and confident moving forward.
Her professionalism, knowledge and willingness to help made what could have been a stressful situation much easier to navigate. I truly appreciated her support and guidance, and I would highly recommend HEB and Rachele to anyone looking for clear information and excellent customer service.

4 de março de 2026
Avaliação não solicitada
logotipo da CHIP Reverse Mortgage

Resposta de CHIP Reverse Mortgage

Hi Deb,

Thank you for the great review. We’re glad that Rachele was informative and helpful through the entire process. Thank you for your recommendation and thank you for choosing HomeEquity Bank!

Sincerely,
HomeEquity Bank Client Relations

Avaliado com 4 de um total de 5 estrelas

It was a very easy

It was a very easy , step-by-step process . The company representatives were very polite and helpful with the instructions on how to make the process easy to manoeuvre.
Thank You!

4 de março de 2026
logotipo da CHIP Reverse Mortgage

Resposta de CHIP Reverse Mortgage

Hi Brian,

Thank you for the 4-Star review. We’re glad you found the process easy and our employees helpful. Thank you for choosing HomeEquity Bank!

Sincerely,
HomeEquity Bank Client Relations

Avaliado com 5 de um total de 5 estrelas

Agnes Letkeman was extremely helpful

Agnes Letkeman was extremely helpful. Very polite and answered all our questions. She made us feel very comfortable, she did not rush us on any of our decisions..
We are very glad we got to deal with Agnes. She should be considered a highly valued employee.

27 de janeiro de 2026
Avaliação não solicitada
logotipo da CHIP Reverse Mortgage

Resposta de CHIP Reverse Mortgage

Hi Bob,

Thank you for the great review. We’re glad that Agnes was patient, helpful and knowledgeable. We’ll be sure to pass along your kind words to her. Thank you for choosing HomeEquity Bank!

Sincerely,
HomeEquity Bank Client Relations

Avaliado com 5 de um total de 5 estrelas

Kyle was very knowledgeable

Kyle was very knowledgeable, easy to deal with, answered all my questions.

25 de fevereiro de 2026
logotipo da CHIP Reverse Mortgage

Resposta de CHIP Reverse Mortgage

Hi Carole,

Thank you for the 5-Star review. We’re glad Kyle was knowledge and easy to work with throughout your funding process. Thank you for choosing HomeEquity Bank!

Sincerely,
HomeEquity Bank Client Relations

Avaliado com 5 de um total de 5 estrelas

I was a total sceptic about HEB and…

I was a total sceptic about HEB and CRM, I really needed help and my girl at the BMO recommended speaking to a HRB Rep and set it up on familiar ground at my Branch. John Quickly calmed my concerns and explained what could be done for us. He laid it all out and gave me time to read and think about his advice when we accepted to go forward I was Assigned to Dorothy Kerr he again went over the details walked me right through the process and again gave me time to think before moving to the next step as Ii had no lawyer she set me up with a local office and I went in with a tentative attitude as every Lawyer I had met before was cold and disinterested again immedeately I was put at ease and given a chance to speak my mind and found them to be personable and easy to talk to as to the end the deal was signed and within a few days all was set and our lives became simple again I have all ready passed their names along to do business with them and will surely keep doing it

5 de fevereiro de 2026
Avaliação não solicitada
logotipo da CHIP Reverse Mortgage

Resposta de CHIP Reverse Mortgage

Hi Aldo,

Thank you for the fantastic review. We’re glad that you found the process quick and simple. Thank you for choosing HomeEquity Bank!

Sincerely,
HomeEquity Bank Client Relations

Avaliado com 1 de um total de 5 estrelas

Very bad service at all

Very bad service at all

1 de março de 2026
Avaliação não solicitada
logotipo da CHIP Reverse Mortgage

Resposta de CHIP Reverse Mortgage

Hi Junaid,

Thank you for your feedback. We truly appreciate your input, as it plays an important role in our commitment to delivering top-quality customer service. Your comments have been shared with the appropriate team. If you’d like to discuss this further, please don’t hesitate to contact us at wecare@heb.ca.

Avaliado com 5 de um total de 5 estrelas

A very satisfied Client

Meeting our rep in person was awesome.
She went through the process and put my wife and I at ease.
Communication was awesome with all 3 reps that were assigned to us.
All were very courteous and very professional.
The whole experience was awesome dealing with Home Equity.
Would recommend said company to all that require a Reverse Mortgage .

4 de março de 2026
Avaliação não solicitada
logotipo da CHIP Reverse Mortgage

Resposta de CHIP Reverse Mortgage

Hi Laurence,

Thank you for the 5-Star review. We’re glad that you found the entire experience easy and professional. Thanks for the great recommendation and thank you for choosing HomeEquity Bank!

Sincerely,
HomeEquity Bank Client Relations

Avaliado com 5 de um total de 5 estrelas

Good experience

Good experience, their service excellent and the trust, Thank you Home Equity Bank

23 de fevereiro de 2026
logotipo da CHIP Reverse Mortgage

Resposta de CHIP Reverse Mortgage

Hi Maxima,

Thank you for the great review. We take pride in our customer service and it always is reassuring to hear we hit the mark. Thank you for choosing HomeEquity Bank!

Sincerely,
HomeEquity Bank Client Relations

Avaliado com 5 de um total de 5 estrelas

Very easy to deal with

Very easy to deal with, great communication and timely manner in which they provided the service.

27 de fevereiro de 2026
Avaliação não solicitada
logotipo da CHIP Reverse Mortgage

Resposta de CHIP Reverse Mortgage

Hi Paul,

Thank you for the 5-Star review. We’re glad that you found our customer service easy and timely. Thank you for choosing HomeEquity Bank!

Sincerely,
HomeEquity Bank Client Relations

Avaliado com 5 de um total de 5 estrelas

Holy Hoy is the person at Home Equity…

Holy Hoy is the person at Home Equity Bank that i have been in contact with through the whole process and she has been very professional and honest with me

27 de fevereiro de 2026
logotipo da CHIP Reverse Mortgage

Resposta de CHIP Reverse Mortgage

Hi Stephen,

Thank you for the 5-Star review. We’re glad Holly was professional and honest throughout the process. Thank you for choosing HomeEquity Bank!

Sincerely,
HomeEquity Bank Client Relations

Avaliado com 5 de um total de 5 estrelas

Reverse Mortgage with Angela Lattuca Efstathiou

I contacted Home Equity Bank in June 2025 to look into a reverse mortgage and find out how it works. I was contacted by Angela Lattuca Efstathiou, Mortgage Specialist. She was very pleasant and informative. She took the time perhaps an hour or more to answer my numerous questions. At no time did she ever apply pressure or rush the conversation. I told her I need to think about it but if I decide I'll be in touch.
Fast forward to Feb. 2026, I contacted Angela on Feb. 17 to proceed and we wrapped it all up Feb. 27.
I highly recommend Angela for any needs you may have. She is a joy to work with. Absolutely no pressure. I'm actually going to miss our talks!!

27 de fevereiro de 2026
Avaliação não solicitada
logotipo da CHIP Reverse Mortgage

Resposta de CHIP Reverse Mortgage

Hi Joy,

Thank you for the 5-Star review. We’re thrilled that Angela was able to answer your questions and that she was a joy to work with. Thank you for choosing HomeEquity Bank!

Sincerely,
HomeEquity Bank Client Relations

Avaliado com 5 de um total de 5 estrelas

Brad Day of the Mortgage Man guided me…

Brad Day of the Mortgage Man guided me step by step to my CHIP Reverse Mortgage. Brad was knowledgeable and made my experience pleasant and easy.
After signing papers at Lisa Madden’s Law Office, the mortgage funds were deposited into my bank account within a few hours.
Thank you to Brad, Lisa and their office staff!

25 de fevereiro de 2026
logotipo da CHIP Reverse Mortgage

Resposta de CHIP Reverse Mortgage

Hi Linda,

Thank you for the great review. We’re glad that you found your experience seamless. Thank you for choosing HomeEquity Bank!

Sincerely,
HomeEquity Bank Client Relations

Avaliado com 5 de um total de 5 estrelas

Excellent service

Excellent service. Angela Lattuca was very knowledgeable and helpful with getting me through the process as seamlessly as possible. Very friendly and great to work with.

20 de fevereiro de 2026
Avaliação não solicitada
logotipo da CHIP Reverse Mortgage

Resposta de CHIP Reverse Mortgage

Hi Jeff,

Thank you for the 5-Star review. We’re glad Angela was knowledgeable and helpful throughout your funding process. Thank you for choosing HomeEquity Bank!

Sincerely,
HomeEquity Bank Client Relations

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