CHIP Reverse Mortgage Avaliações 2.287

O TrustScore é 4.5 de um total de 5

4,7

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Veja o que dizem as avaliações

Avaliado com 5 de um total de 5 estrelas

Have a great experience working with Adam Fotias. As I am currently managing a cancer diagnosis he was so helpful and patient. I came away very happy with his work and can feel at ease knowing my fina... Ver mais

Avaliado com 4 de um total de 5 estrelas

Niel Palit was my guide through the entire process, which was fairly long and complicated (no fault of his ). He kept me on track and remained calm even when I got frustrated. My advice is to have... Ver mais

Avaliado com 5 de um total de 5 estrelas

From start to finish Aaron was there to help and advice making the process a pleasant and rewarding experience. Agnes was there as well helping us find a lawyer also giving good advice. So thank you... Ver mais

Avaliado com 5 de um total de 5 estrelas

From our first interaction with Adam Hawryluk (who answered all our questions and anticipated those we had not thought to ask) we were reassured and impressed. Equally noteworthy was the pace with w... Ver mais

Detalhes da empresa

  1. Banco
  2. Consultor Financeiro
  3. Corretor hipotecário

Escrito pela empresa

HomeEquity Bank (HEB) is Canada’s original and leading national provider of reverse mortgages, with over 40 years of service. HEB is the only federally regulated bank specialized for Canadians 55 and better. With its flagship product, the CHIP Reverse Mortgage, HomeEquity Bank empowers Canadians 55+ to use what they’ve built to live well, help their family, or plan their legacy by providing a secure way to access equity from their most strategic investment – their home.

CHIP Reverse Mortgage: There's No Retirement Like Home

Escrito pela empresa

The CHIP Reverse Mortgage by HomeEquity Bank provides Canadian homeowners 55+ with a safe, simple solution to retire in the home they love. Access up to 55% of your home equity without ever needing to move or sell. Whether planned or unexpected costs arise, the CHIP Program provides peace of mind by allowing you to live retirement on your terms without having to worry about monthly mortgage payments.

Learn More About the CHIP Reverse Mortgage


Informações de contato

4,7

Excelente

O TrustScore é 4.5 de um total de 5

2 mil avaliações

5 estrelas
4 estrelas
3 estrelas
2 estrelas
1 estrela

Na Trustpilot, é muito importante o conteúdo humano. Esta empresa também pode acessar nossa ferramenta de resposta auxiliada por IA, que os ajuda a redigir respostas.

Como esta empresa usa o Trustpilot

Veja como as avaliações e classificações são obtidas, pontuadas e moderadas.

As empresas no Trustpilot não têm permissão para oferecer incentivos ou pagar para ocultar avaliações. As avaliações são opiniões de usuários e não da Trustpilot. Leia mais

Avaliado com 5 de um total de 5 estrelas

Anthony Gitto and Steve Chubby made the process stress free

Anthony Gitto and Steve Chubby made the process extremely easy and stress free. We appreciated their communication and expediency in getting things done.
Would highly recommend.

3 de fevereiro de 2026
Avaliação não solicitada
logotipo da CHIP Reverse Mortgage

Resposta de CHIP Reverse Mortgage

Hi Barb and Peter,

Thank you for the great review. We’re happy Anthony and Steve helped to make the process easy and stress free. Thanks for choosing HomeEquity Bank!

Sincerely,
HomeEquity Bank Client Relations

Avaliado com 2 de um total de 5 estrelas

Lack of Communication

We are pleased with the simplicity of the reverse mortgage process, but also displeased in the lack of direct communication from Home Equity Bank (HEB). We received our funds 4 days early, but we were also led to believe that our existing mortgage would be paid off first. We received no communication from HEB welcoming us, or telling us that the reverse mortgage is in effect and the funds deposited in our account. We also did not receive any indication that it could take 10 to 15 days for our current mortgage to be paid out. Clear communication up front about all of this would have provided us some comfort and assurance. Logging into my bank and seeing that our mortgage still existed and the the bank says we still owe them $105,000, was somewhat frightening.

2 de fevereiro de 2026
logotipo da CHIP Reverse Mortgage

Resposta de CHIP Reverse Mortgage

Hi Timothy,
Thank you for your feedback. We truly appreciate your input, as it plays an important role in our commitment to delivering top-quality customer service. Your comments have been shared with the appropriate team. If you’d like to discuss this further, please don’t hesitate to contact us at wecare@heb.ca.

Avaliado com 5 de um total de 5 estrelas

Very friendly and professional customer…

Very friendly and professional customer service , I was dealing with Mr. Hugh Anderson , he is a pro , answers all your concerns with patience , Highly recommended.

23 de janeiro de 2026
Avaliação não solicitada
logotipo da CHIP Reverse Mortgage

Resposta de CHIP Reverse Mortgage

Hello,

Thank you for the 5-star review. We’re glad you found our customer service friendly and professional. Thanks for choosing HomeEquity Bank!

Sincerely,
HomeEquity Bank Client Relations

Avaliado com 5 de um total de 5 estrelas

Had a great agent to work with

Had a great agent to work with, he went out of his way to accommodate my concerns.

23 de janeiro de 2026
logotipo da CHIP Reverse Mortgage

Resposta de CHIP Reverse Mortgage

Hi Olivia,

Thank you for the 5-star review. We’re glad that our employees were able to accommodate your concerns and make the process as smooth as possible. Thanks for choosing HomeEquity Bank!

Sincerely,
HomeEquity Bank Client Relations

Avaliado com 5 de um total de 5 estrelas

I must say Agnes Letkeman is the best…of the best

I must say Agnes Letkeman is the best if I could give 10 stars I would. The communication between us was totally amazing she would call even though there was no change in our case. I have no words to express my gratitude towards her. She is the greatest thank you so much for her patience for every call for her understanding for the great person that she is.

19 de dezembro de 2025
Avaliação não solicitada
logotipo da CHIP Reverse Mortgage

Resposta de CHIP Reverse Mortgage

Hi Ana,

Thank you for the 5-star review. We’re thrilled that you enjoyed working with Agnes – we’ll be sure to pass along your kind words. Thanks for choosing HomeEquity Bank!

Sincerely,
HomeEquity Bank Client Relations

Avaliado com 5 de um total de 5 estrelas

Professional, Courteous and Timely Service

We worked with two representatives.......our main representative was absent for a couple of weeks and the second representative exhibited the same professionalism as our main contact. Both were patient and courteous in handling our questions.

28 de janeiro de 2026
Avaliação não solicitada
logotipo da CHIP Reverse Mortgage

Resposta de CHIP Reverse Mortgage

Hi Lucy,

Thank you for the 5-star review. We’re glad our customer service was professional and patient. Thanks for choosing HomeEquity Bank!

Sincerely,
HomeEquity Bank Client Relations

Avaliado com 1 de um total de 5 estrelas

The process is slow

The process is slow. I am still not in receipt of my money. Perhaps you should delay the sending of the congratulations until after the process is complete.

29 de janeiro de 2026
logotipo da CHIP Reverse Mortgage

Resposta de CHIP Reverse Mortgage

Hi Doreen,
Thank you for your feedback. We value your input, as it plays an important role in our commitment to delivering top-quality customer service. A complaint has been logged and a member of our Customer Care team will contact you to discuss your concerns.

Avaliado com 5 de um total de 5 estrelas

Outstanding

The professional understanding of Ms. Sandeep and her customer care and the attention to details that explained everything

29 de janeiro de 2026
Avaliação não solicitada
logotipo da CHIP Reverse Mortgage

Resposta de CHIP Reverse Mortgage

Hi Mohammed,

Thank you for the 5-star review. Thanks for choosing HomeEquity Bank!

Sincerely,
HomeEquity Bank Client Relations

Avaliado com 5 de um total de 5 estrelas

The agents were very helpful whenever I…

The agents were very helpful whenever I had any concern, they explained to me detaily.

21 de janeiro de 2026
logotipo da CHIP Reverse Mortgage

Resposta de CHIP Reverse Mortgage

Hi Wing,

Thank you for the 5-star review. We're glad that our team were helpful and clear throughout the process. Thank you for choosing HomeEquity Bank.

Sincerely,
HomeEquity Bank Client Relations

Avaliado com 5 de um total de 5 estrelas

very good people to deal with

very good people to deal with , communication with Mouhamad was excellent very much appreciate his patience and kindness

28 de janeiro de 2026
logotipo da CHIP Reverse Mortgage

Resposta de CHIP Reverse Mortgage

Hi Erdman,

Thank you for the great review. Thanks for choosing HomeEquity Bank!

Sincerely,
HomeEquity Bank Client Relations

Avaliado com 5 de um total de 5 estrelas

Chip

Dealing with Agnes was wonderful. She was very
helpful helping me thru the process and answering
all my questions

29 de janeiro de 2026
Avaliação não solicitada
logotipo da CHIP Reverse Mortgage

Resposta de CHIP Reverse Mortgage

Hi S Evans,

Thank you for the 5-star review. We’re thrilled you enjoyed working with Agnes. Thanks for choosing HomeEquity Bank!

Sincerely,
HomeEquity Bank Client Relations

Avaliado com 5 de um total de 5 estrelas

Positive experience navigating Application for our Mortgage

We found that Agnes Letkeman guiding us through the process of applying for our mortgage an excellent process. She was clear in the steps and our questions. She was very patient with us we never felt pressured from her and were comfortable every step of the way.

27 de janeiro de 2026
Avaliação não solicitada
logotipo da CHIP Reverse Mortgage

Resposta de CHIP Reverse Mortgage

Hi JK,

Thank you for the great review. We’re glad that Agnes was patient and clear throughout the process. Thanks for choosing HomeEquity Bank!

Sincerely,
HomeEquity Bank Client Relations

Avaliado com 5 de um total de 5 estrelas

EXCEPTIONAL Customer Service and Assistance throughout the process.

From the first telephone call, throughout the process, and until the funding was approved, I've had a great experience working with Niel Palit. Niel was always professional, thorough and helpful, patient, friendly and kind. He kept me informed on the progress of my application, and helped me through the steps required in a mortgage process. Niel's information and instructions were always very clear, and this made it easier for me to make the necessary decisions. I realize that I was not the easiest client Niel has worked with, as I was not always readily available when 'next steps' needed to be taken. The exceptional and patient customer service Niel provided was what helped me to make the ongoing decisions required to finalize my application.
I know that Niel frequently worked outside his regular business hours to make this a smooth and rewarding process for me, and I appreciate having had the opportunity to work Niel and the Home Equity Bank.

27 de janeiro de 2026
Avaliação não solicitada
logotipo da CHIP Reverse Mortgage

Resposta de CHIP Reverse Mortgage

Hi C.F

Thank you for the great review. We’re glad that Niel provided exceptional and professional customer service. We’ll be sure to pass along your kind words. Thanks for choosing HomeEquity Bank!

Sincerely,
HomeEquity Bank Client Relations

Avaliado com 5 de um total de 5 estrelas

ease of help

anytime i has a question someone was there with helpful information i had to make changes at the last minute and everything went smoothly

13 de janeiro de 2026
logotipo da CHIP Reverse Mortgage

Resposta de CHIP Reverse Mortgage

Hi Greg and Leslie,

Thank you for the great review. We’re happy our team was helpful and ensured the process went smoothly. Thanks for choosing HomeEquity Bank!

Sincerely,
HomeEquity Bank Client Relations

Avaliado com 5 de um total de 5 estrelas

Niel explained us in detail about…

Niel explained us in detail about reverse mortgage since last October.

15 de outubro de 2025
Avaliação não solicitada
logotipo da CHIP Reverse Mortgage

Resposta de CHIP Reverse Mortgage

Hi Theodor,

Thank you for the 5-star review. Thanks for choosing HomeEquity Bank!

Sincerely,
HomeEquity Bank Client Relations

Avaliado com 5 de um total de 5 estrelas

Excellent help from Home Equity Bank

We had excellent help from both Steve Chubby and Sam Sinclair. They were both friendly and helpful, and explained things in a clear and forthright manner. They very much put us at ease in negotiating through this process and we are very grateful.

23 de janeiro de 2026
Avaliação não solicitada
logotipo da CHIP Reverse Mortgage

Resposta de CHIP Reverse Mortgage

Hi Stephen,

Thank you for the great review. We’re glad that Steve and Sam were able to put you at ease and explained everything clearly. Thanks for choosing HomeEquity Bank!

Sincerely,
HomeEquity Bank Client Relations

Avaliado com 5 de um total de 5 estrelas

Very helpful and thorough

Although I did a lot of research independently, my mortgage specialist, Mike Wells was extremely thorough, made sure I understood what was involved in a reverse mortgage and answered all my questions thoughtfully and honestly. I never felt pressured to proceed and he kept me updated throughout the process.

21 de janeiro de 2026
Avaliação não solicitada
logotipo da CHIP Reverse Mortgage

Resposta de CHIP Reverse Mortgage

Hi Dawn,

Thank you for the great review. We’re thrilled Mike was thorough and kept you informed throughout the process. Thanks for choosing HomeEquity Bank!

Sincerely,
HomeEquity Bank Client Relations

Avaliado com 5 de um total de 5 estrelas

I made error on submission which is…

I made error on submission which is usually toxic with a bank. Mike helped me make corrections and made it work. Thanks to him. Thanx

24 de janeiro de 2026
Avaliação não solicitada
logotipo da CHIP Reverse Mortgage

Resposta de CHIP Reverse Mortgage

Hi Doug,

Thank you for the 5-star review. Thanks for choosing HomeEquity Bank!

Sincerely,
HomeEquity Bank Client Relations

Avaliado com 5 de um total de 5 estrelas

We are very pleased with the assistance…Great customer service.

We are very pleased with the assistance we received from Neil Sharma in order to receive our Chip Mortgage. It will hopefully allow us to enjoy our retirement years in relaxed comfort.

23 de janeiro de 2026
Avaliação não solicitada
logotipo da CHIP Reverse Mortgage

Resposta de CHIP Reverse Mortgage

Hi Marsha,

Thank you for the 5-star review. We’re glad you enjoyed working with Neil. Thanks for choosing HomeEquity Bank!

Sincerely,
HomeEquity Bank Client Relations

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