My Car Credit Avaliações 

1.160
O TrustScore é 4.5 de um total de 5

4,6

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Veja o que dizem as avaliações

Avaliado com 5 de um total de 5 estrelas

I’ve had a really positive experience with My Car Credit, and I especially want to mention Joshua, who has been absolutely amazing throughout the process. He was always so helpful, answered all o... Ver mais

Avaliado com 5 de um total de 5 estrelas

Absolutely excellent. The initial quote I was given was the APR that I was approved at. Much lower APR offered than anywhere else! Customer service was excellent, full team were always willing to hel... Ver mais

Avaliado com 5 de um total de 5 estrelas

Fast response & competitive prices. The bank is still thinking of offer/% & i already collected car last friday. Bank % was slightly lower but asking too manny silly things like my tax returns & co... Ver mais

Avaliado com 3 de um total de 5 estrelas

Staff were helpful and service only took a few days from application to finalisation. However, upon initial application I was quoted an APR of 8.9% 'guaranteed'. The eventual contract was actually 9.9... Ver mais

Detalhes da empresa

  1. Financiamento e Empréstimo de Carros
  2. Corretor Financeiro

Sobre My Car Credit

Escrito pela empresa

Rates from 9.9% APR. Representative APR 11.9%. Free car finance calculator. Initial soft search with no impact on credit score*. Instant online decision. Broad panel of lenders to cater for all circumstances and credit profiles.

Awarded Car Finance Awards 'Best Direct Consumer Proposition' three times and 'Best Broker' for nine consecutive years.

*Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Evolution Funding Ltd T/A My Car Credit is authorised and regulated by the Financial Conduct Authority (FRN 823324). We are a credit broker, not a lender.


Informações de contato

4,6

Excelente

O TrustScore é 4.5 de um total de 5

1 mil avaliações

5 estrelas
4 estrelas
3 estrelas
2 estrelas
1 estrela

Pede aos clientes que avaliem

Esta empresa convida seus clientes a deixarem avaliações, sejam elas positivas ou negativas

Respondeu a 100% das avaliações negativas

Normalmente responde dentro de 48 horas

Como esta empresa usa o Trustpilot

Veja como as avaliações e classificações são obtidas, pontuadas e moderadas.

4,6

Todas as avaliações

(1.160)

213 avaliações nos últimos 12 meses

Escreva uma avaliação
As empresas no Trustpilot não têm permissão para oferecer incentivos ou pagar para ocultar avaliações. As avaliações são opiniões de usuários e não da Trustpilot. Leia mais

Avaliado com 4 de um total de 5 estrelas

Good fast and efficient service

Good fast and efficient service, only problem I had was it asked you to e sign the agreement which is slightly miss leading as it should say log in and e sign should be at the very end of the documentation which it actually is , but unfortunately reads as if you are needed to sign prior to getting the terms of the loan agreement .!

2 de março de 2026
Avaliado com 5 de um total de 5 estrelas

Just fantastic service

After being offered a ridiculous rate from other lenders, these people had me a fantastic deal on the table and accepted in under 24 hours OVER THE WEEKEND!!!!. Fantastic people to speak to and could not be more helpful. Highly Highly recommended.

2 de março de 2026
Avaliado com 5 de um total de 5 estrelas

They gave me a chance

Everyone rejected my application and they took a chance on me. Hadi helped me every step of the way along with Molly to get it all sorted in the time I wanted to get it done by.

12 de fevereiro de 2026
Avaliado com 1 de um total de 5 estrelas

DO NOT USE THIS COMPANY!!

DO NOT USE THIS COMPANY!!

I enquired about car finance and ended up speaking to an agent at My Car Credit.

The agent advised me that he had carried out a credit check to see if I could get accepted with a lender. I advised the agent at the time that I did not want lenders to be explored because I didn't want multiple hard searches left on my credit file, as I had not found a vehicle yet and was more interested in rates and lending criteria.

Despite this, I noticed that hard searches had been left on my credit file. I complained about this to the agent, who then subsequently agreed to speak to a team leader to get the searches removed, as I had not consented to this. He then called me back and said that a team leader had agreed for them to be removed and that a request for this had been raised with the relevant team.

In further conversations with the agent, he once again confirmed that the request to remove the searches had been raised and even sent a follow-up email to the relevant department whilst I was on the call with him.

My credit report updated yesterday, and multiple hard searches have been left on my report, which has now impacted my score significantly. I sent an email to the CRA's advising that this is incorrect and requested for them to be removed immediately. The CRA's have since come back stating that they have been informed that the information is accurate, so they cannot be removed.

I was informed by the agent that this had been rectified weeks ago, which is clearly not the case. I can only assume I was lied to in an attempt to get the sale pushed through.

This has now decreased my score significantly, impacting my ability to proceed with car finance in the coming months. I have contacted the company FOUR times to get this resolved and am constantly ignored or fobbed off.

I will not be proceeding with the car finance quote offered to me and will be referring my complaint to the Financial Ombudsman Service for them to investigate.

8 de janeiro de 2026
Avaliação não solicitada
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Resposta da My Car Credit

Dear Tammy,

Thank you for taking the time to share your feedback. We’re sorry to hear about your experience.

We take concerns of this nature very seriously and your comments have been shared with the relevant teams within My Car Credit for review. As part of this process, a member of our team may contact you directly.

As we’re unable to discuss individual applications or account details in a public forum, we’d encourage you to contact our Complaints Team so your concerns can be investigated fully and responded to in line with our formal complaints process. You can do this by emailing complaints@evolutionfunding.com, quoting your name and details of your complaint.

Thank you again for raising this with us.

Kind regards,
My Car Credit

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