MetLife UK Avaliações 

I’m extremely disappointed with this insurance company. After paying £22 a month, I made a claim only to have it denied on the basis of “accidental injury.” Isn’t that the point of insurance? Aren’t most injuries, by definition, accidents?

What makes it worse is the time and effort wasted. It took 8 months of constant chasing just to get a final response. When I phoned again to ask for a proper explanation, I was given no clear answers at all.

To add to the frustration, a representative originally came into my rugby training session to promote and upsell this policy. It sounded convincing at the time, but in reality, all that’s happened is they’ve taken my money every month while offering nothing in return.

Overall, this has been a complete waste of my time, money, and energy. I would not recommend this company to anyone.

Submitted claims at the beginning of March. Still waiting for my claims to be looked at. The whole point of me taking out the policy was to include cover for hospital stays. I'm self employed and need the claim to go though and I'm stressed. I've just had an operation and should be resting!

I've called and emailed several times but not timeline can be given for when my claims will be reviewed and I'll have to wait.

Not impressed at all with the claims process. Quick to take my money monthly, but can't give me the courtesy of even a timeline. I can't find a process on the website either.

Asked to log as a complaint, but will see how long that takes....!

Ben Kent, thank you. Got a great policy at a great price got the cover we needed. Everything was explained to us very easy process again Ben many thanks.

Neil was very thorough and professional in setting up my policy

Very helpful and polite would recommend 👌

Exalent value for money

Bardzo dobra firma ubezpieczeniowa, nigdy nie miałem żadnych problemów z wypłacanie pieniędzy z polisy, szybko i bezproblemowo.Polecam

I Suffer from major mental health issues every one really kind to me

I took out this policy years ago through a broker I made it clear I want critical care cover I repeatedly told him that which he told me I had, But years after paying it I found I hadn’t got it so I complained & asked & asked for the conversations to be listened to which never happened I was always told they couldn’t & nothing was done, I also found out I had Angina & if I’d the critical care cover I thought I had I’d been covered for this. ( I was really fed up over this & l wanted to cancel the policy but after paying for so long I couldn’t bring myself to cancel so I left it running, but in November 2025 I fell off a roof & shattered my heel & had to have surgery to have a plate & pins put but fast forward to now I get a pay out of £600 for over night stays in hospital then £450 for the injury instead of £2000 because it’s classed as a minor bone injury ( I couldn’t walk weight bare for 3 months I need further surgery so how the hell can it be classed as a minor injury ) the £2000 I didn’t feel was enough for the injury to start with but £450 when I’ve been through this is disgraceful. So I’d advise everyone to look at your policy & really consider cancelling it & find yourselves a better provider as I wouldn’t trust these at all.

Positive experience starting by the advisor Adam to the end of the process.
Very easy and clear.
I'm very satisfied with Metlife

Thank you for a truly wonderful experience.
From the moment I made first contact to the settlement of my claim it has been efficient, professional and throughout you have all been very helpful.
I received my settlement money from submission too payment in my account in just over a week truly very fast and efficient.
Thanks for providing an excellent service.
I don't normally write much on Trustpilot but on this occasion thought it was the only thing to do to express my gratitude for your great services. Well done 100% excellent.

Super super

Completely awful handling of the claim.

Claim started on 2 January - until today (27th) nobody even looked into it...

I am not asking for anything extra, exceptional -
JUST DO YOUR PART OF THE AGREEMENT THAT I AM PAYING FOR !!!!

PEOPLE DO PAY FOR INSURANCE TO GET SUPPORT IN THE MOMENT WHEN THEY NEED IT - LIKE ME - AFTER MASSIVE SURGERY THAT TOOK PLACE TWO MONTHS AGO!!!!!!

Good customer relationship and a vivid information was given. Life insurance coverage and offers are reliable of which everyone can partake

Understanding, professional and welcoming.

Had two clams paid in the last few years, so happy with the provider who is dealing with claims so fast!

Would highly recommend this for all my family and friends

Awful claims handling. Can't provide time frames for claims at any stage best answer you will get is "soon" no way to speed up the process. Don't have enough staff to assess claims and make the claim procedure complicated and long

This company is not a trusted company ,please note that if your unlucky enough to have to make a claim please allow them them at least three months to assess your claim only to deny your claim took a accident policy out with them that paid out if hospitalised after a accident ,this company even after being given discharge letter and all documents wanted to dig further and asked to go into medical records of which was allowed this happened in June and after many a month back and forth they refused to pay out passed onto ombudsman as company is a joke avoid at all costs ,as they mis sell Thier products and may well take them to small claims courts for mis selling .